46 E Main St, #56, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 46 E Main St, #56, Somerville, NJ 08876

Property Summary

Property Type	Vacant Land
Lot Size	0.651 acres (28,358 sqft)
Owner	Company Name on Record
Tax Bill	$101,176 (2025)
Deeds & Mortgages	Aug 2018 Loan Modification Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`18 00063-0000-00001-01-X`

Property Details

APN / Parcel Number

Primary APN	`18 00063-0000-00001-01-X`
Alternative APNs	`18-00063-0000-00001-01` `1800063000000001`

Exterior

Lot Area	28,358 sqft (0.651 acres)
Lot Dimensions	139 ft deep x 103 ft wide

Location & Zoning

Old Parcel Number	1800063000000001
Street Address	46 E MAIN ST, 56
City	SOMERVILLE
State	NJ
Zip	08876-2341
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	B-1
Legal Subdivision	CHRISTOPHER A SPEERS PROP
Legal Block	63
Legal Lot Number	1.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1003
Census Tract	50400

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	92 E MAIN ST, 403, SOMERVILLE, NJ 08876-2319
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2018	Loan Modification, Mortgage · Line of Credit UNITY BK
Apr 28, 2017	Loan Modification, Mortgage UNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	46 E MAIN ST # 56, 56, SOMERVILLE, NJ 08876-2339
Document Number	0000038536
Instrument Date	Aug 5, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	92 E MAIN ST #403 SOMERVILLE NJ 088762319, 403, SOMERVILLE, NJ 08876-2319

Mortgage

Document Number	0000038536
Date	Oct 11, 2018
Book Page	007076/003260
Instrument	38536

Lender

Name	UNITY BK
Type	Bank
Address	64 OLD HIGHWAY 22, CLINTON, NJ 08809-1305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2038

Interest

Rate Type	Adjustable Rate

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	46 E MAIN ST # 56, 56, SOMERVILLE, NJ 08876-2339
Document Number	0000019466
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	92 E MAIN ST #403 SOMERVILLE NJ 088762319, 403, SOMERVILLE, NJ 08876-2319

Mortgage

Document Number	0000019466
Date	May 18, 2017
Book Page	006960/001086
Instrument	19466

Lender

Name	UNITY BK
Type	Bank
Address	92 E MAIN ST, CLINTON, NJ 08809

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,480,400 (-) Land $2,480,400	$2,480,400 (-) Land $2,480,400
2025	$101,176.00 (+3.19%) Additional exemption filed	$2,480,400 (-69.03%) Land $2,480,400	$2,480,400 (-69.03%) Land $2,480,400
2024	$98,050.00
2023		$8,009,400 Building $8,009,400	$8,009,400 Building $8,009,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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