12 E Main St, #16, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 12 E Main St, #16, Somerville, NJ 08876

Property Summary

Property Type	Retail Store
Lot Size	0.292 acres (12,706 sqft)
Owner	Company Name on Record
Last Sale	$1,125,000 (Apr 2017)
Tax Bill	$36,711 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00062-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`18-00062-0000-00022`
Alternative APN	`180006200022`

Interior

Stories	2 Stories

Exterior

Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	12,706 sqft (0.292 acres)
Lot Dimensions	165 ft deep x 77 ft wide

Location & Zoning

Street Address	12 E MAIN ST, 16
City	SOMERVILLE
State	NJ
Zip	08876-2308
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	B-1
Legal Block	62
Legal Lot Number	22
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2004
Census Tract	50400

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	92 E MAIN ST, SOMERVILLE, NJ 08876-2319
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITY BANK
Jul 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNITY BANK
Apr 10, 2017	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Dec 6, 1991 · Amount on Record
Deed Document Number	201714219
Deed Book / Page	6952 / 490
Prior Transfer Date	Dec 3, 1991
Prior Transfer Doc	1839000246
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	12-16 E MAIN ST, SOMERVILLE, NJ 08876
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 E MAIN ST, SOMERVILLE, NJ 08876-2319

Mortgage

Document Number	0000019300
Date	May 16, 2022
Book Page	7444/1246
Instrument	2022019300

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	12-16 E MAIN ST, SOMERVILLE, NJ 08876
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KENWORTH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030438
Date	Jul 31, 2017
Book Page	6978/2264
Instrument	2017030438

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 10, 2017
Property Address	12-16 E MAIN ST, SOMERVILLE, NJ 08876
Document Number	0000014219
Book / Page	006952 / 000490
Instrument Date	Apr 3, 2017
Instrument	14219
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	92 E MAIN ST SOMERVILLE NJ 088762319, SOMERVILLE, NJ 08876-2319

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$900,000 (-) Land $537,700 Building $362,300	$900,000 (-) Land $537,700 Building $362,300
2025	$36,711.00 (+3.19%)	$900,000 (-) Land $537,700 Building $362,300	$900,000 (-) Land $537,700 Building $362,300
2024	$35,577.00 (-3.3%)
2023		$900,000 Land $537,700 Building $362,300	$900,000 Land $537,700 Building $362,300
2022	$36,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	82 (1978–2024)
Claims Outside the SFHA	4 of 82
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 22 claims Severe Storms And Flooding, Mar 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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