Nicholas County property record for 46 E Main St, Richwood, WV 26261
| Property Type | Bank, Financial Building |
|---|---|
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-5-0387.0000 |
| Primary APN | 06-5-0387.0000 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|
| Lot Area | 7,492 sqft (0.172 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 00612580 |
|---|---|
| Street Address | 46 E MAIN ST |
| City | RICHWOOD |
| State | WV |
| Zip | 26261-1191 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 0.79--229 SQ FT BLK C LOT 1 MAIN ST |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | NICHOLAS WV |
| Township / Civil Division | BEAVER |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 950500 |
46 E Main St, a commercial property, is owned by a company.
Source: Nicholas County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 168, RICHWOOD, WV 26261-0168 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Nicholas County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Nicholas County |
| Municipality | Richwood City |
| Unified School District | Nicholas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,440 (-) Land $7,680 Building $11,760 | $32,400 (-) Land $12,800 Building $19,600 | |
| 2025 | $19,440 Land $7,680 Building $11,760 | $32,400 Land $12,800 Building $19,600 | |
| 2023 | Additional exemption filed | $18,420 Land $7,680 Building $10,740 | $30,700 Land $12,800 Building $17,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 37 (1979–2016) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHWOOD WATER DEPT serves 2,480 people · EPA ID WV3303401 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 19 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Feb 2023 Corrosion control Jul 2025 Lead public education Mar 2025 |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Glo Fiber Cable | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
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