45E E Main St, Richwood, WV 26261 Property Records

Nicholas County property record for 45E E Main St, Richwood, WV 26261

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1910
Lot Size	0.055 acres (2,396 sqft)
Owner	Individual Name on File
Tax Bill	$65 (2026)
Deeds & Mortgages	Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`06-5-0255.0000`

Property Details

APN / Parcel Number

Primary APN	`06-5-0255.0000`
Alternative APNs	`34-06-5-0255.0000` `00609440`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	2,396 sqft (0.055 acres)
Lot Dimensions	80 ft deep x 30 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00609440
Street Address	45E E MAIN ST
City	RICHWOOD
State	WV
Zip	26261-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK K LOT 24 MAIN ST
Legal Subdivision	RICHWOOD CORP
Legal Block	K
Legal Lot Number	24
Jurisdiction	NICHOLAS WV
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2023
Census Tract	950500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Richwood Historic District listed 2001 · 51 contributing resources · NRIS 01000778

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45E E Main St is owned by an individual who acquired it in December 2016.

Source: Nicholas County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 W MAIN ST, RICHWOOD, WV 26261-1007
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2016
Deed Sale	Dec 23, 2016
Deed Book / Page	503 / 28
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICHOLAS WV
Property Address	45E E MAIN ST, RICHWOOD, WV 26261-1105
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000503/28
Date	Nov 4, 2019
Book Page	503/28

Lender

Name	1ST COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 45E E Main St was $65.

Source: Nicholas County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Nicholas County
Municipality	Richwood City
Unified School District	Nicholas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$65.00	$4,800 (-) Land $1,080 Building $3,720	$8,000 (-) Land $1,800 Building $6,200
2025	$65.00	$4,800 Land $1,080 Building $3,720	$8,000 Land $1,800 Building $6,200
2023	Homeowner's exemption	$4,500 Land $1,080 Building $3,420	$7,500 Land $1,800 Building $5,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45E E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	37 (1979–2016)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jun 2016 · 11 claims Severe Storms, Flooding, And Landslides, Nov 2003 · 14 claims Severe Storms, Flooding And Landslides, Jul 2001 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45E E Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHWOOD WATER DEPT serves 2,480 people · EPA ID WV3303401
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	19 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity resolved · Aug 2018
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Feb 2023 Corrosion control Jul 2025 Lead public education Mar 2025
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Glo Fiber Cable	1,200 / 50
Starlink Satellite	280 / 30