46 E F St, Brunswick, MD 21716 Property Records

Frederick County property record for 46 E F St, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,243 sqft · built 1983
Lot Size	0.266 acres (11,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jun 2019)
Tax Bill	$4,368 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-484266`

Property Details

APN / Parcel Number

Primary APN	`25-484266`
Alternative APN	`484266`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,243 sqft Living Area
1st Floor Area	1,243 sqft
Basement Area	2 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,600 sqft (0.266 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Pool Area	576 sqft
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	484266
Street Address	46 E F ST
City	BRUNSWICK
State	MD
Zip	21716-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS
Legal Description	LTS 242 & 243 80X145 S/S EAST ST BRUNSWICK
Legal Subdivision	C M WENNERS 02 ADD/BRUNSWICK
Legal Lot Number	242,2
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	4
Census Block	4000
Census Tract	775400

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 E F ST, BRUNSWICK, MD 21716-1443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 5, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 4, 2019	Grant Deed, Transfer · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Dec 19, 1989 · Amount on Record
Deed Book / Page	13005 / 89
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	46 E F ST, BRUNSWICK, MD 21716-1443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126990116
Date	Nov 5, 2018
Book Page	12699/0116

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 15, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	46 E F ST, BRUNSWICK, MD 21716-1443
Document Number	0138130237
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 E F ST BRUNSWICK MD 217161443, BRUNSWICK, MD 21716-1443

Mortgage

Document Number	0138130237
Date	Jun 15, 2020
Book Page	013813/000237

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 4, 2019
Property Address	46 E F ST, BRUNSWICK, MD 21716-1443
Document Number	0130050089
Book / Page	013005 / 000089
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 E F ST BRUNSWICK MD 217161443, BRUNSWICK, MD 21716-1443

Mortgage

Document Number	130050097
Date	Jun 4, 2019
Book Page	013005/000097

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,967 (+21.55%)	$311,200 (+25.74%) Land $101,800 Building $209,400
2025	$4,368.00 (+14.92%)
2023	$3,801.00 Homeowner's exemption	$238,567	$247,500 Land $84,900 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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