Frederick County property record for 23 E F St, Brunswick, MD 21716
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,796 sqft · built 1993 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,000 (May 2026) |
| Tax Bill | $4,778 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-472616 |
| Primary APN | 25-472616 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Utility Area | 108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 143 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 405 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 472616 |
|---|---|
| Street Address | 23 E F ST |
| City | BRUNSWICK |
| State | MD |
| Zip | 21716-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT #250 50 X 143 23 E. F ST. BRUNSWICK |
| Legal Subdivision | BRUNSWICK |
| Legal Lot Number | 250 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 25, BRUNSWICK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 775400 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2612 GREENWAY DR, MCKINNEY, TX 75072-4389 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 20, 2026 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE |
| Oct 12, 2021 | Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA |
| Sep 4, 2019 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Oct 12, 2021 · Amount on Record |
| Deed Book / Page | 17869 / 209 |
| Prior Transfer Date | Nov 5, 1990 |
| Prior Transfer Doc | 1678000700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 23 E F ST, BRUNSWICK, MD 21716-1424 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Title Company | BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNTS LL |
| Name | Verified Name |
|---|---|
| Address | 23 EF ST, BRUNSWICK, MD 21716 |
| Document Number | 0146740263 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 14674/263 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 20, 2026 |
| Property Address | 23 E F ST, BRUNSWICK, MD 21716-1424 |
| Document Number | 1786000209 |
| Book / Page | 17869 / 209 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364,610.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2612 GREENWAY DR, MCKINNEY, TX 75072-4389 |
| Document Number | 1786000215, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 17869/215 |
| Name | FIRST HERITAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 12, 2021 |
| Property Address | 23 E F ST, BRUNSWICK, MD 21716-1424 |
| Document Number | 0153700103 |
| Book / Page | 15370 / 103 |
| Map Reference | MB WIP 13 PL 394 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 23 E F ST, BRUNSWICK, MD 21716-1424 |
| Document Number | 15370109 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 15370/109 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 395 Months |
| Due | Sep 10, 2054 |
| Document Number | 0153700118 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 15370/118 |
| Name | FREDERICK COUNTY |
|---|---|
| Type | Government Agency |
| Address | FREDERICK, MD 21701 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 4, 2019 |
| Property Address | 23 E F ST, BRUNSWICK, MD 21716-1424 |
| Document Number | 0131850422 |
| Book / Page | 13185 / 0422 |
| Map Reference | MB WIP 13 PL 394 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | EXCALIBUR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $635.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23 E F ST, BRUNSWICK, MD 21716-1424 |
| Document Number | 131850429 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 13185/0429 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Brunswick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,167 (+8.03%) | $330,000 (-) Land $103,200 Building $226,800 | |
| 2025 | $4,778.00 (+10.99%) | $284,333 (+12.1%) | $330,000 (+26.2%) Land $103,200 Building $226,800 |
| 2024 | $4,305.00 (+5%) | ||
| 2023 | $4,100.00 | $253,633 | $261,500 Land $86,000 Building $175,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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