46 E Elm St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 46 E Elm St, Chippewa Falls, WI 54729 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1939
Owner	Individual Name on File
Tax Bill	$2,718 (2025)
Deeds & Mortgages	Mar 2017 Construction Loan Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0612-6006-2703`

Property Details

APN / Parcel Number

Primary APN	`22808-0612-6006-2703`
Alternative APN	`211 0779`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,088 sqft Living Area
Basement Area	880 sqft

Exterior

Year Built	Built 1939
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 0779
Street Address	46 E ELM ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLEN'S ADDITION LOT 3 THE NE 46' BLK 27
Legal Range	08W
Legal Township	28N
Legal Section	06
Legal Subdivision	ALLENS ADDITION
Legal Block	27
Legal Lot Number	3
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	2
Census Block	2002
Census Tract	10300

Owner

Source: Chippewa County records · APN 22808-0612-6006-2703

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 E ELM ST, CHIPPEWA FALLS, WI 54729-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage · Construction Mortgage CHIPPEWA COUNTY HOUSING AUTHORITY
Jul 02, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ROYAL CREDIT UNION
Nov 15, 2017	Warranty Deed, Transfer · Conventional Mortgage SECURITY FINANCIAL BANK
Oct 17, 2017	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2024
Deed Sale	May 15, 2024
Prior Sale	Jul 02, 2019 · Amount on Record
Deed Document Number	950422
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	46 E ELM ST, CHIPPEWA FALLS, WI 54729-1819
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000865457
Date	Mar 16, 2017
Instrument	865457

Lender

Name	CHIPPEWA COUNTY HOUSING AUTHORITY
Type	Non-Lending Institution
Address	CHIPPEWA FALLS, WI 54729

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	2 Months
Due	May 01, 2017

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jul 02, 2019
Property Address	46 E ELM ST, CHIPPEWA FALLS, WI 54729-1819
Document Number	0000890102
Instrument Date	Jun 19, 2019
Instrument	890102
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 E ELM ST, CHIPPEWA FALLS, WI 54729-1819

Mortgage

Document Number	0000890103
Date	Jul 02, 2019
Instrument	890103

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Nov 15, 2017
Property Address	46 E ELM ST, CHIPPEWA FALLS, WI 54729-1819
Document Number	0000873414
Instrument Date	Nov 07, 2017
Instrument	873414
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000873415
Date	Nov 15, 2017
Instrument	873415

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank
Address	DURAND, WI 54736

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

October 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 17, 2017
Property Address	46 E ELM ST, CHIPPEWA FALLS, WI 54729-1819
Document Number	0000872458
Instrument Date	Oct 16, 2017
Instrument	872458
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chippewa County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,718.00 (+10.85%) Homeowner's exemption	$140,000 (-) Land $12,800 Building $127,200	$214,900 (+18.4%)
2023	$2,452.00 Homeowner's exemption	$140,000 Land $12,800 Building $127,200	$181,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chippewa County (55017C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 488 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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