43 E Elm St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 43 E Elm St, Chippewa Falls, WI 54729 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,632 sqft · built 1890
Owner	Individual Name on File
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22808-0612-6006-2518`

Property Details

APN / Parcel Number

Primary APN	`22808-0612-6006-2518`
Alternative APN	`211 0770`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,632 sqft Living Area
Basement Area	433 sqft

Exterior

Year Built	Built 1890
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 0770
Street Address	43 E ELM ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLEN'S ADDITION LOT 17 THE NE 1/2 & LOT 18 BLK 25. (DAYCARE 2-UNIT BLDG)
Legal Range	08W
Legal Township	28N
Legal Section	06
Legal Subdivision	ALLENS ADDITION
Legal Block	25
Legal Lot Number	17-18
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	2
Census Block	2005
Census Tract	10300

Owner

Source: Chippewa County records · APN 22808-0612-6006-2518

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 E ELM ST, CHIPPEWA FALLS, WI 54729-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 04, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 01, 2023	Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	43 E ELM ST, CHIPPEWA FALLS, WI 54729-1820
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000906456
Date	Sep 04, 2020
Instrument	906456

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Oct 01, 2043

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	43 E ELM ST, CHIPPEWA FALLS, WI 54729-1820
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000945925
Date	Nov 01, 2023
Instrument	945925

Lender

Name	ROYAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chippewa County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,907.00 (+17.17%) Homeowner's exemption	$141,500 (-) Land $22,900 Building $118,600	$228,800 (+24.69%)
2023	$2,481.00 Homeowner's exemption	$141,500 Land $22,900 Building $118,600	$183,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chippewa County (55017C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 488 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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