McDowell County property record for 46 E Carson St, Old Fort, NC 28762 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,876 sqft Heated Area |
| Garage | 294 sqft |
| Last Sale | $115,000 (2003) |
| Tax Bill | $1,060.00 (2025) |
| Primary APN | 0771-00-31-3512 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,876 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Width | 100 ft Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 294 sqft Garage |
| Porch | Open Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 16300186 |
|---|---|
| Street Address | 46 E CARSON ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-7829 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | PT LOTS 5 & 6 SEC 3 |
| Legal Subdivision | MACKEY FARMS SEC 02 |
| Legal Lot Number | 5-6 6 |
| Jurisdiction | MCDOWELL NC |
| Minor Civil Division | OLD FORT |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 970700 |
Source: McDowell County records · APN 0771-00-31-3512
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 FOUR LAKES DR, EASLEY, SC 29642-3307 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2003 · Amount on Record |
| Deed Sale | Jun 01, 2003 · Amount on Record |
| Deed Doc Number | 0000735717 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 46 E CARSON ST, OLD FORT, NC 28762-7829 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 209 FOUR LAKES DR, EASLEY, SC 29642-3307 |
| Document Number | 0014130878 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 1413/878 |
| Instrument | 2022005634 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 10% |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,060.00 | $149,740 (-) Land $30,000 Building $119,740 | |
| 2023 | $1,060.00 | $149,740 Land $30,000 Building $119,740 | $149,740 Land $30,000 Building $119,740 |
46 E Carson St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,429 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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