McDowell County property record for 26 E Carson St, Old Fort, NC 28762 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,768 sqft Heated Area |
| Garage | 975 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $164,000 (2019) |
| Tax Bill | $1,041.00 (2025) |
| Primary APN | 0771-00-31-2433 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,768 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Plywood Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Width | 100 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 975 sqft Garage |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 69548 |
|---|---|
| Street Address | 26 E CARSON ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-7829 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 7 PT 8 BLK C. SEC.2 |
| Legal Subdivision | MACKEY FARMS SUB |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | MCDOWELL NC |
| Minor Civil Division | OLD FORT |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 970700 |
Source: McDowell County records · APN 0771-00-31-2433
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 26 E CARSON ST, OLD FORT, NC 28762-7829 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 06, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2019 · Amount on Record |
| Deed Sale | Feb 06, 2019 · Amount on Record |
| Deed Doc Number | 0001266418 |
| Deed Book / Page | 1266 / 418 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 26 E CARSON ST, OLD FORT, NC 28762-7829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0013270001 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 1327/1 |
| Instrument | 2020005449 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Nov 01, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.87% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Feb 06, 2019 |
| Property Address | 26 E CARSON ST, OLD FORT, NC 28762-7829 |
| Document Number | 0012660418 |
| Book / Page | 1266 / 0418 |
| Map Reference | MB 3 PG 88 |
| Instrument Date | Feb 06, 2019 |
| Instrument | 2019000521 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1093 HANKINS RD, 1093, MARION, NC 28752-8840 |
| Name | Verified Name |
|---|---|
| Address | 26 E CARSON ST, OLD FORT, NC 28762-7829 |
| Document Number | 2019000522 |
|---|---|
| Date | Feb 06, 2019 |
| Instrument | 2019000522 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,041.00 | $147,060 (-) Land $27,000 Building $120,060 | |
| 2023 | $1,041.00 | $147,060 Land $27,000 Building $120,060 | $147,060 Land $27,000 Building $120,060 |
26 E Carson St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,429 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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