46 Durango Cir, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 46 Durango Cir, Rancho Mirage, CA 92270

Property Summary

Property Type	Condominium
Details	2 bd · 1.75 ba · 1,824 sqft · built 1977
Lot Size	0.7 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (May 2002)
Tax Bill	$4,689 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`682-346-047`

Property Details

APN / Parcel Number

Primary APN	`682-346-047`
Alternative APN	`618236049`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,844 sqft
1st Floor Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Lot Area	3,049 sqft (0.7 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	46 DURANGO CIR
City	RANCHO MIRAGE
State	CA
Zip	92270-4839
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUDMX
Legal Description	UNIT 475 CM 018/058 INT IN COMMON IN LOT 4,5 & 6 TR 7251-2
Legal Subdivision	RANCHOS LAS PALMAS
Legal Tract	7251-2
Legal Lot Number	4,5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2013
Census Tract	45118

Owner

46 Durango Cir, a condominium, is owned and occupied by two individuals who bought it in May 2002.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2002 · Amount on File
Deed Sale	May 8, 2002 · Amount on File
Deed Document Number	2002241341
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	46 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839

Mortgage

Document Number	0000247875
Date	May 31, 2022
Instrument	2022-0247875

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	46 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000447201
Date	Oct 27, 2017
Instrument	2017-0447201

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 46 Durango Cir was $4,689 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,011 (+2%) Land $82,855 Building $268,156
2025	$4,689.00 Homeowner's exemption	$344,130 Land $81,231 Building $262,899
2023	$4,271.00 (+0.87%)	$313,770 Land $78,078 Building $235,692
2022	$4,234.00
2021			$441,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Durango Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Durango Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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