42 Durango Cir, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 42 Durango Cir, Rancho Mirage, CA 92270

Property Summary

Property Type	Condominium
Details	3 bd · 1.75 ba · 1,693 sqft · built 1977
Lot Size	0.6 acres (2,614 sqft)
Owner	2 Trust Names on File
Last Sale	$571,000 (Jan 2023)
Tax Bill	$7,832 (2025)
Deeds & Mortgages	Jan 2023 Sale Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`682-346-045`

Property Details

APN / Parcel Number

Primary APN	`682-346-045`
Alternative APN	`618236047`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,693 sqft Living Area
Gross Area	2,399 sqft
1st Floor Area	1,693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Lot Area	2,614 sqft (0.6 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	42 DURANGO CIR
City	RANCHO MIRAGE
State	CA
Zip	92270-4839
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUDMX
Legal Description	UNIT 473 CM 018/058 INT IN COMMON IN LOT 4,5 & 6 TR 7251-2
Legal Subdivision	RANCHO LAS PALMAS CC
Legal Tract	7251-2
Legal Lot Number	4,5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2013
Census Tract	45118

Owner

42 Durango Cir, a condominium, is held in a trust since January 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1670 NORTHLAWN BLVD, BIRMINGHAM, MI 48009-1862
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Grant Deed, Transfer COMMONWEALTH LAND TITLE
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 23, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Mar 18, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 5, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG
Dec 5, 2017	Grant Deed, Transfer LAWYERS TITLE-IE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2023 · Amount on File
Deed Sale	Jan 5, 2023 · Amount on File
Prior Sale	Dec 23, 2020 · Amount on File
Deed Document Number	20233057
Prior Transfer Date	Oct 25, 2017
Prior Transfer Doc	0000510617
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 5, 2023
Property Address	42 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839
Document Number	0000003057
Map Reference	MB 88 PG 93-95
Instrument Date	Nov 21, 2022
Instrument	2023-0003057
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	COMMONWEALTH LAND TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1670 NORTHLAWN BLVD, BIRMINGHAM, MI 48009-1862

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATL TTL INLAND EMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000390697
Date	Aug 24, 2020
Instrument	2020-0390697

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 23, 2020
Property Address	42 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839
Document Number	0000656753
Map Reference	MB 88 PG 93-95
Instrument Date	Dec 7, 2020
Instrument	2020-0656753
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	42 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839

Mortgage

Document Number	0000656754
Date	Dec 23, 2020
Instrument	2020-0656754

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year LIBOR
Max Rate	10.9%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 18, 2020
Property Address	42 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839
Document Number	0000125911
Instrument Date	Jan 2, 2020
Instrument	125911
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$237.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6550 DEL PARQUE SANTA BARBARA CA 93103, SANTA BARBARA, CA 93103

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 5, 2017
Property Address	42 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839
Document Number	0000510618
Instrument Date	Oct 30, 2017
Instrument	510618
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1701 MURN VIS SANTA BARBARA CA 93103, SANTA BARBARA, CA 93103

Mortgage

Document Number	510619
Date	Dec 5, 2017
Instrument	510619

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 5, 2017
Property Address	42 DURANGO CIR, RANCHO MIRAGE, CA 92270-4839
Document Number	0000510617
Instrument Date	Oct 25, 2017
Instrument	510617
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS TITLE-IE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2042 TRIPIANO CT MOUNTAIN VIEW CA 940403870, MOUNTAIN VIEW, CA 94040-3870

Tax Assessment & Valuation

The 2025 property tax bill for 42 Durango Cir was $7,832.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,682 (+2%) Land $77,998 Building $527,684
2025	$7,832.00	$593,807 Land $76,469 Building $517,338
2023	$6,549.00 (+2.33%)	$494,189 Land $76,469 Building $417,720
2022	$6,400.00
2021			$419,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Durango Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Durango Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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