46 Cummings Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 46 Cummings Rd, Ringgold, GA 30736 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,482 sqft Heated Area
Lot Size	20,473 sqft (0.469 acres)
Garage	598 sqft
Occupancy	Owner Occupied
Last Sale	$133,500 (2003)
Tax Bill	$2,119.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`39C02500A`
Alternative APN	`19561`

Interior

Full Baths	2 Baths
Building Area	1,482 sqft Heated Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Architectural Style	Other Style
Exterior Material	Brick Veneer Exterior
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,473 sqft (0.469 acres)
Depth X Width	206 ft x 125 ft Depth x Width
Garage Area	598 sqft Garage
Deck Area	140 sqft Deck
Porch	Open Porch
Porch Area	175 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	19561
Street Address	46 CUMMINGS RD
City	RINGGOLD
State	GA
Zip	30736-3057
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 BENTON'S ADDITION
Legal Subdivision	ADDN PRESTONS LANDING
Legal Block	LAND
Legal Lot Number	2
Jurisdiction	CATOOSA GA
Minor Civil Division	RINGGOLD
Census Blockgroup	1
Census Block	1011
Census Tract	30306

Owner

Source: Catoosa County records · APN 39C02500A

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 CUMMINGS RD, RINGGOLD, GA 30736-3057
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2003 · Amount on Record
Deed Sale	Feb 11, 2003 · Amount on Record
Deed Doc Number	0000963435
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	46 CUMMINGS RD, RINGGOLD, GA 30736-3057
Document Number	0020960050
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	46 CUMMINGS RD RINGGOLD GA 307363057, RINGGOLD, GA 30736-3057

Mortgage

Document Number	0020960050
Date	Nov 25, 2020
Book Page	002096/000050
Instrument	9903

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 24, 2035

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,119.00 (+9.91%) Homeowner's exemption	$120,000 (+36.18%) Land $12,000 Building $108,000	$300,000 (+36.18%) Land $30,000 Building $270,000
2023	$1,928.00 (+27.6%) Homeowner's exemption	$88,120 Land $10,000 Building $78,120	$220,300 Land $25,000 Building $195,300
2022	$1,511.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 17% of Georgia
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.