17 Cummings Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 17 Cummings Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,305 sqft · built 1988
Lot Size	0.619 acres (27,007 sqft)
Owner	Owner Name on Record
Last Sale	$144,000 (Sep 2013)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0039C021000`

Property Details

APN / Parcel Number

Primary APN	`0039C021000`
Alternative APNs	`0039C021` `19555`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,305 sqft Heated Area
1st Floor Area	1,305 sqft
Utility Area	147 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.619 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Area	462 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Deck Area	180 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19555
Old Parcel Number	0039C021000
Street Address	17 CUMMINGS RD
City	RINGGOLD
State	GA
Zip	30736-3056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 & PT LOT 2 SMITH SUB
Legal Subdivision	SMITH SUB
Legal Lot Number	1
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1011
Census Tract	30306

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	17 CUMMINGS RD, RINGGOLD, GA 30736-3056
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2013 · Amount on Record
Deed Sale	Sep 13, 2013 · Amount on Record
Deed Document Number	0001697672
Deed Book / Page	1697 / 672
Last Transfer Date	Sep 17, 2013
Transfer Doc	0016970672
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	17 CUMMINGS RD, RINGGOLD, GA 30736-3056
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CUMMINGS RD, RINGGOLD, GA 30736-3056

Mortgage

Document Number	0022210000000605
Date	May 19, 2022
Book Page	0000002221/0000000605
Instrument	004239

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	17 CUMMINGS RD, RINGGOLD, GA 30736-3056
Document Number	0021310648
Instrument Date	Feb 23, 2021
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CUMMINGS RD RINGGOLD GA 307363056, RINGGOLD, GA 30736-3056

Mortgage

Document Number	0021310648
Date	Apr 23, 2021
Book Page	002131/000648

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Apr 22, 2043

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,852.00 (+12.65%)	$97,578 (+32.81%) Land $8,532 Building $89,046	$243,947 (+32.81%) Land $21,331 Building $222,616
2023	$1,644.00 (+29.14%)	$73,472 Land $8,532 Building $64,940	$183,682 Land $21,331 Building $162,351
2022	$1,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ringgold Telephone Company.

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