Beaufort County property record for 46 Crystal Beach Cir, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,487 sqft · built 2020 |
| Owner | 2 Individual Names on File |
| Last Sale | $227,000 (Aug 2019) |
| Tax Bill | $3,974 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2019 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R60003900C081A0000 |
| Primary APN | R60003900C081A0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,487 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Heat Pump |
|---|
| Account Number | 00509373 |
|---|---|
| Old Parcel Number | R60003900C081A0000 |
| Street Address | 46 CRYSTAL BEACH CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 2 BLK P PB 12/87 |
| Legal Subdivision | BLUFFTON WATERFRONT |
| Legal Block | P |
| Legal Lot Number | 2 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2108 |
46 Crystal Beach Cir is owned by two individuals who bought it in August 2019.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 OFFICE PARK RD # 165, 165, HILTON HEAD ISLAND, SC 29928-4612 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Line of Credit PALMETTO STATE BANK |
| Oct 28, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage TD BK NA |
| Aug 9, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 13, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on File |
| Deed Sale | Aug 9, 2019 · Amount on File |
| Prior Sale | Apr 13, 2017 · Amount on File |
| Deed Document Number | 2019042694 |
| Deed Book / Page | 3784 / 0786 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 46 CRYSTAL BEACH CIR, BLUFFTON, SC 29910-7136 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 46 CRYSTAL BEACH CIR, BLUFFTON, SC 29910-7136 |
| Document Number | 0000010091 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 4223/3081 |
| Instrument | 2023010091 |
| Name | PALMETTO STATE BANK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, SC 29910 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 28, 2019 |
| Property Address | 46 CRYSTAL BEACH CIR, BLUFFTON, SC 29910-7136 |
| Book / Page | 003806 / 001986 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 58188 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 CRYSTAL BEACH CIR BLUFFTON SC 29910, BLUFFTON, SC 29910 |
| Document Number | 0000058188 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 003806/001986 |
| Instrument | 58188 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 9, 2019 |
| Property Address | 46 CRYSTAL BEACH CIR, BLUFFTON, SC 29910-7136 |
| Document Number | 0000042694 |
| Book / Page | 003784 / 000786 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 42694 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $839.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 OFFICE PARK RD #165 HILTON HEAD ISLAND SC 299284612, 165, HILTON HEAD ISLAND, SC 29928-4612 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Apr 13, 2017 |
| Property Address | 46 CRYSTAL BEACH CIR, BLUFFTON, SC 29910-7136 |
| Document Number | 0000018791 |
| Book / Page | 003566 / 002788 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 18791 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $588.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 VICTORY POINT DR BLUFFTON SC 299106269, BLUFFTON, SC 29910-6269 |
The 2025 property tax bill for 46 Crystal Beach Cir was $3,974, up 0.2% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,974.00 (+0.2%) | $28,920 (-) | |
| 2024 | $3,966.00 (+0.92%) | $28,920 (-) | $1,161,800 (-) Land $472,000 Building $689,800 |
| 2023 | $3,930.00 (+9.23%) | $28,920 (+18.47%) | $1,161,800 (+90.37%) Land $472,000 Building $689,800 |
| 2022 | $3,598.00 Homeowner's exemption | $24,412 Land $9,080 Building $15,332 | $610,300 Land $227,000 Building $383,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46 Crystal Beach Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Crystal Beach Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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