Catoosa County property record for 46 Crosswinds Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,328 sqft · built 2004 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Feb 2025) |
| Tax Bill | $2,038 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0031B146000 |
| Primary APN | 0031B146000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,328 sqft Heated Area |
| 1st Floor Area | 1,328 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 300 ft deep x 102 ft wide |
| Garage Area | 552 sqft |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16120 |
|---|---|
| Old Parcel Number | 0031B146000 |
| Street Address | 46 CROSSWINDS DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-8944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 146 SPRING MEADOWS PH3 |
| Legal Subdivision | SPRING MEADOWS PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 146 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30304 |
Source: Catoosa County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 46 CROSSWINDS DR, RINGGOLD, GA 30736-8944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HOUSING COMMISSIONER |
| Aug 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage LONGBRIDGE FINANCIAL |
| Feb 18, 2025 | Warranty Deed, Transfer PINNACLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on Record |
| Deed Sale | Feb 18, 2025 · Amount on Record |
| Deed Document Number | 0002370204 |
| Deed Book / Page | 2370 / 204 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 46 CROSSWINDS DR, RINGGOLD, GA 30736-8944 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 46 CROSSWINDS DR, RINGGOLD, GA 30736-8944 |
| Document Number | 0022380000000797 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 0000002238/0000000797 |
| Instrument | 006972 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 893 Months |
| Due | Jan 1, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.24% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 46 CROSSWINDS DR, RINGGOLD, GA 30736-8944 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 46 CROSSWINDS DR, RINGGOLD, GA 30736-8944 |
| Document Number | 0022380000000779 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 0000002238/0000000779 |
| Instrument | 006971 |
| Name | LONGBRIDGE FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 893 Months |
| Due | Jan 1, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.24% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 18, 2025 |
| Property Address | 46 CROSSWINDS DR, RINGGOLD, GA 30736-8944 |
| Document Number | 0023700204 |
| Book / Page | 2370 / 204 |
| Instrument Date | Feb 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 CROSSWINDS DR, RINGGOLD, GA 30736-8944 |
| Document Number | D2025000930 |
|---|---|
| Date | Feb 18, 2025 |
| Instrument | D2025-000930 |
| Name | PINNACLE BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2055 |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,038.00 (+27.53%) | $107,380 (+32.93%) Land $12,000 Building $95,380 | $268,450 (+32.93%) Land $30,000 Building $238,450 |
| 2023 | $1,598.00 (+14.14%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $80,780 Land $12,000 Building $68,780 | $201,950 Land $30,000 Building $171,950 |
| 2022 | $1,400.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
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