13 Crosswinds Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 13 Crosswinds Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,014 sqft · built 2001
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Jan 2026)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0031B137000`

Property Details

APN / Parcel Number

Primary APN	`0031B137000`
Alternative APNs	`0031B137` `16112`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,014 sqft Heated Area
1st Floor Area	832 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	216 ft deep x 155 ft wide
Garage Area	572 sqft
Porch	Slab
Porch Area	332 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16112
Street Address	13 CROSSWINDS DR
City	RINGGOLD
State	GA
Zip	30736-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 137 SPRING MEADOWS PH3
Legal Subdivision	SPRING MEADOWS PH 3
Legal Phase	3
Legal Lot Number	137
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3000
Census Tract	30304

Owner

Source: Catoosa County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Nov 22, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jan 30, 2026	Limited Warranty Deed, Transfer · FHA Mortgage ALL WESTERN MORTGAGE
Mar 2, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Mar 4, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Nov 19, 2019	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Mar 3, 2020 · Amount on Record
Deed Book / Page	2430 / 47
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943

Mortgage

Document Number	0023010000000591
Date	Oct 31, 2023
Book Page	0000002301/0000000591
Instrument	D2023006994

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943

Mortgage

Document Number	0023470000000810
Date	Sep 20, 2024
Book Page	0000002347/0000000810
Instrument	2024005687

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943

Mortgage

Document Number	0023580000000557
Date	Nov 22, 2024
Book Page	0000002358/0000000557
Instrument	2024007157

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 30, 2026
Property Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943
Document Number	0024300047
Book / Page	2430 / 47
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.69
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943

Mortgage

Document Number	2026000656
Date	Jan 30, 2026
Instrument	2026000656

Lender

Name	ALL WESTERN MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943
Document Number	0020370835
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 CROSSWINDS DR RINGGOLD GA 307368943, RINGGOLD, GA 30736-8943

Mortgage

Document Number	0020370835
Date	Mar 4, 2020
Book Page	002037/000835
Instrument	1629

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 4, 2020
Property Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943
Document Number	0020370832
Book / Page	002037 / 000832
Instrument Date	Mar 2, 2020
Instrument	1628
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 CROSSWINDS DR RINGGOLD GA 307368943, RINGGOLD, GA 30736-8943

Mortgage

Document Number	20370835
Date	Mar 4, 2020
Book Page	002037/000835
Instrument	1629

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 19, 2019
Property Address	13 CROSSWINDS DR, RINGGOLD, GA 30736-8943
Document Number	0020200388
Book / Page	002020 / 000388
Instrument Date	Nov 12, 2019
Instrument	7996
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 CROSSWINDS DR RINGGOLD GA 307368943, RINGGOLD, GA 30736-8943

Mortgage

Document Number	20200390
Date	Nov 19, 2019
Book Page	002020/000390
Instrument	7997

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 (+4.87%)	$124,878 (+23.6%) Land $12,000 Building $112,878	$312,196 (+23.6%) Land $30,000 Building $282,196
2023	$2,261.00 (+21.76%)	$101,033 Land $12,000 Building $89,033	$252,583 Land $30,000 Building $222,583
2022	$1,857.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ringgold Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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