46 Colette Ave, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 46 Colette Ave, Buffalo, NY 14227

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1964
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$98,600 (Jun 2012)
Tax Bill$5,570 (2026)
Deeds & MortgagesAug 2017 Mortgage
Aug 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN039-0479000

Property Details

APN / Parcel Number

Primary APN039-0479000
Alternative APNs
  • 30891250900013013000
  • 143089 125.09-13-13

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions105 ft deep x 50.1 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number039-0479000
Street Address46 COLETTE AVE
CityBUFFALO
StateNY
Zip14227-3402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02R
Legal DescriptionMC 2187 SL 88
Legal SubdivisionBUFFALO CREEK RESERVATIOJN
Legal Block13
Legal Lot Number13.000
JurisdictionERIE NY
Township / Civil DivisionCHEEKTOWAGA
Census Block Group1
Census Block1005
Census Tract10807

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 COLETTE AVE, BUFFALO, NY 14227-3402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 18, 2017Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2012 · Amount on Record
Deed SaleJun 1, 2012 · Amount on Record
Deed Document Number2012123994
Deed Book / Page11224 / 530
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address46 COLETTE AVE, CHEEKTOWAGA, NY 14227-3402
Document Number0138275929
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 COLETTE AVE CHEEKTOWAGA NY 142273402, CHEEKTOWAGA, NY 14227-3402

Mortgage

Document Number0138275929
DateSep 15, 2017
Book Page013827/005929
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 14, 2047

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionERIE NY
Property Address46 COLETTE AVE, CHEEKTOWAGA, NY 14227-3402
Document Number0113192959
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedNov 9, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 COLETTE AVE CHEEKTOWAGA NY 142273402, CHEEKTOWAGA, NY 14227-3402

Mortgage

Document Number0113192959
DateSep 26, 2017
Book Page011319/002959
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2047
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCheektowaga Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,570.00 (-27.29%) Homeowner's exemption
2025$7,661.00 (+48.67%)$176,000 (-) Land $16,300 Building $159,700$234,667 (+6.67%) Land $21,733 Building $212,934
2024$5,153.00 Homeowner's exemption Additional exemption filed$176,000 (-) Land $16,300 Building $159,700$220,000 (+13.75%) Land $20,375 Building $199,625
2023Homeowner's exemption$176,000 Land $16,300 Building $159,700$193,407 Land $17,912 Building $175,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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