Erie County and Cheektowaga Town property record for 43 Colette Ave, Buffalo, NY 14227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1965 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jan 2023) |
| Tax Bill | $5,672 (2026) |
| Deeds & Mortgages | Mar 2025 Mortgage Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0459000 |
| Primary APN | 039-0459000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 105 ft deep x 50.8 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 039-0459000 |
|---|---|
| Street Address | 43 COLETTE AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14227-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2187 SL 68 |
| Legal Subdivision | BUFFALO CREEK RESESERVATION |
| Legal Block | 12 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10807 |
43 Colette Ave is owned and occupied by an individual who bought it in January 2023.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 COLETTE AVE, BUFFALO, NY 14227-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 5, 2023 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 14, 2018 | Affidavit of Death, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on File |
| Deed Sale | Jan 5, 2023 · Amount on File |
| Prior Sale | Feb 27, 2001 · Amount on File |
| Deed Document Number | 20232738 |
| Deed Book / Page | 11412 / 6245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 43 COLETTE AVE, BUFFALO, NY 14227-3401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 43 COLETTE AVE, BUFFALO, NY 14227-3401 |
| Document Number | 0141556357 |
|---|---|
| Date | Mar 18, 2025 |
| Book Page | 14155/6357 |
| Instrument | 2025049061 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 29, 2026 |
| Property Address | 43 COLETTE AVE, BUFFALO, NY 14227-3401 |
| Document Number | 0141970990 |
| Book / Page | 14197 / 990 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202679286 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 43 COLETTE AVE, BUFFALO, NY 14227-3401 |
| Document Number | 0000079286, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 14197/990 |
| Instrument | 202679286 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Feb 1, 2053 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 5, 2023 |
| Property Address | 43 COLETTE AVE, BUFFALO, NY 14227-3401 |
| Document Number | 0114126245 |
| Book / Page | 11412 / 6245 |
| Instrument Date | Dec 23, 2022 |
| Instrument | 2023002738 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 147 HAMDEN AVE, STATEN ISLAND, NY 10306-3412 |
| Name | Verified Name |
|---|---|
| Address | 554 N OAK ST, BUFFALO, NY 14203-1237 |
| Document Number | 0140795077 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 14079/5077 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 14, 2018 |
| Property Address | 43 COLETTE AVE, BUFFALO, NY 14227-3401 |
| Document Number | 0113344258 |
| Book / Page | 011334 / 004258 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 43 COLETTE AVE CHEEKTOWAGA NY 142273401, CHEEKTOWAGA, NY 14227-3401 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 14, 2018 |
| Property Address | 43 COLETTE AVE, BUFFALO, NY 14227-3401 |
| Document Number | 0113344255 |
| Book / Page | 011334 / 004255 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 COLETTE AVE CHEEKTOWAGA NY 142273401, CHEEKTOWAGA, NY 14227-3401 |
The 2026 property tax bill for 43 Colette Ave was $5,672, up 94.3% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,672.00 (+94.31%) | ||
| 2025 | $2,919.00 (-55.83%) | $173,000 (-) Land $16,300 Building $156,700 | $230,667 (+6.67%) Land $21,733 Building $208,934 |
| 2024 | $6,608.00 | $173,000 (-) Land $16,300 Building $156,700 | $216,250 (+13.75%) Land $20,375 Building $195,875 |
| 2023 | $173,000 Land $16,300 Building $156,700 | $190,110 Land $17,912 Building $172,198 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Colette Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Colette Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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