Bergen County and Cresskill Borough property record for 46 Clark St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,497 sqft · built 1950 |
| Lot Size | 0.196 acres (8,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Nov 2015) |
| Tax Bill | $12,475 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00196-0000-00011 |
| Primary APN | 08-00196-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,497 sqft Living Area |
| 1st Floor Area | 1,497 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 8,551 sqft (0.196 acres) |
| Lot Dimensions | 95 ft deep x 90 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 245000 |
|---|---|
| Street Address | 46 CLARK ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 90X95 3.1LT |
| Legal Subdivision | CRESSKILL-GDNS SEC 3 |
| Legal Block | 196 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 CLARK ST, CRESSKILL, NJ 07626-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2015 · Amount on Record |
| Deed Sale | Nov 10, 2015 · Amount on Record |
| Deed Document Number | 201584192 |
| Deed Book / Page | 2099 / 1182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 CLARK ST, CRESSKILL, NJ 07626-1106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0046480574 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 4648/574 |
| Instrument | 2022040724 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 CLARK ST, CRESSKILL, NJ 07626-1106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Title Company | UMERICA TITLE AGENCY, AMERICAN TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0045320154 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 4532/154 |
| Instrument | 2022004986 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $670,000 (+21.86%) Land $451,200 Building $218,800 | $670,000 (+21.86%) Land $451,200 Building $218,800 | |
| 2025 | $12,475.00 (+7.53%) | $549,800 (+15.84%) Land $377,400 Building $172,400 | $549,800 (+15.84%) Land $377,400 Building $172,400 |
| 2024 | $11,601.00 (+8.53%) | ||
| 2023 | $474,600 Land $313,700 Building $160,900 | $474,600 Land $313,700 Building $160,900 | |
| 2022 | $10,689.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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