Bergen County and Cresskill Borough property record for 28 Clark St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,185 sqft · built 1950 |
| Lot Size | 0.175 acres (7,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,320,000 (Jul 2024) |
| Tax Bill | $18,476 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00196-0000-00006 |
| Primary APN | 08-00196-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,185 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 7,601 sqft (0.175 acres) |
| Lot Dimensions | 95 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 244500 |
|---|---|
| Street Address | 28 CLARK ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 80X95 |
| Legal Subdivision | CRESSKILL GARDENS SEC #3 |
| Legal Block | 196 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 CLARK ST, CRESSKILL, NJ 07626-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER ALLIANCE FCU |
| Oct 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED MORTGAGE CORP |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | Jan 10, 2014 · Amount on Record |
| Deed Document Number | 202442410 |
| Deed Book / Page | 5281 / 1256 |
| Prior Transfer Date | Oct 27, 2007 |
| Prior Transfer Doc | 0094440026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 CLARK ST, CRESSKILL, NJ 07626-1106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047880692 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 4788/692 |
| Instrument | 2022085111 |
| Name | GREATER ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | PARAMUS, NJ 07652 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 10, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 CLARK ST, CRESSKILL, NJ 07626-1106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0033900481 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 3390/481 |
| Instrument | 19-072954 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 CLARK ST, CRESSKILL, NJ 07626-1106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037021687 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 3702/1687 |
| Instrument | 20-084372 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $919,200 (+12.88%) Land $441,800 Building $477,400 | $919,200 (+12.88%) Land $441,800 Building $477,400 | |
| 2025 | $18,476.00 (+26%) | $814,300 (+34.88%) Land $369,100 Building $445,200 | $814,300 (+34.88%) Land $369,100 Building $445,200 |
| 2024 | $14,663.00 (+7.14%) | ||
| 2023 | $603,700 Land $306,400 Building $297,300 | $603,700 Land $306,400 Building $297,300 | |
| 2022 | $13,686.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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