46 Chestnut St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 46 Chestnut St, Waltham, MA 02453

Property Summary

Property Type	Charitable / Fraternal Organization
Details	4 bd · 2 ba · 2,545 sqft · built 1920
Lot Size	0.403 acres (17,550 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Aug 2023)
Tax Bill	$8,039 (2024)
Deeds & Mortgages	May 2025 Second Mortgage Dec 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23343`

Property Details

APN / Parcel Number

Primary APN	`23343`
Alternative APN	`WALT M:069 B:016 L:0017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,545 sqft Total Area
Gross Area	4,008 sqft
Basement Area	993 sqft
Unfinished Basement	993 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,550 sqft (0.403 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	23343
Street Address	46 CHESTNUT ST
City	WALTHAM
State	MA
Zip	02453-4433
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	1
Legal Block	16
Legal Lot Number	17
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3007
Census Tract	368500

Owner

46 Chestnut St, a commercial property, is owned by an individual who bought it in August 2023.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	56 CHESTNUT ST, WALTHAM, MA 02453-4433
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SALEM FIVE CENTS SAVINGS BANK
Dec 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Aug 1, 2023	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Deed Document Number	202385710
Deed Book / Page	81841 / 384
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	46 CHESTNUT ST, WALTHAM, MA 02453-4433
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084107-94
Date	May 19, 2025
Book Page	84107/94
Instrument	54190

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	46 CHESTNUT ST, WALTHAM, MA 02453-4433
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082361-177
Date	Dec 29, 2023
Book Page	82361/177
Instrument	148940

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WALTHAM MA
Recording Date	Aug 1, 2023
Property Address	46 CHESTNUT ST, WALTHAM, MA 02453-4433
Document Number	081841-384
Book / Page	81841 / 384
Instrument Date	Jul 31, 2023
Instrument	85710
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CHESTNUT ST, WALTHAM, MA 02453-4433

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$897,600 (+8.43%) Land $528,800 Building $368,800
2025		$827,800 (-0.73%) Land $480,300 Building $347,500
2024	$8,039.00 (+2.55%)	$833,900 (+9.78%) Land $480,300 Building $353,600	$1,164,605
2023	$7,839.00	$759,600 Land $437,500 Building $322,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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