38 Chestnut St, #40, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 38 Chestnut St, #40, Waltham, MA 02453

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,624 sqft · built 1920
Lot Size	0.081 acres (3,550 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (May 2025)
Tax Bill	$7,125 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23316`

Property Details

APN / Parcel Number

Primary APN	`23316`
Alternative APN	`WALT M:069 B:016 L:0018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,624 sqft Living Area
Gross Area	2,918 sqft
Basement Area	1,084 sqft
Unfinished Basement	1,084 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,550 sqft (0.081 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	23316
Street Address	38 CHESTNUT ST, 40
City	WALTHAM
State	MA
Zip	02453-4433
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Legal Block	16
Legal Lot Number	18
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3007
Census Tract	368500

Owner

Source: Middlesex County and Waltham City records · APN 23316

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 CHESTNUT ST, 40, WALTHAM, MA 02453-4433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Book / Page	84126 / 458
Transfer Doc	48745-191
Record Updated	Jun 08, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	May 22, 2025
Property Address	38 CHESTNUT ST # 40, 40, WALTHAM, MA 02453-4433
Document Number	084126-458
Book / Page	84126 / 458
Instrument Date	May 22, 2025
Instrument	56382
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 KENDALL CT, BEDFORD, MA 01730-1680

Mortgage

Document Number	0000056383
Date	May 22, 2025
Instrument	56383

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,125.00 (+7.58%)	$725,600 (+5.62%) Land $338,900 Building $386,700
2024	$6,623.00 (+0.02%)	$687,000 (+7.06%) Land $338,900 Building $348,100
2023	$6,622.00	$641,700 Land $308,700 Building $333,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 812 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.