Albany County and Colonie Town property record for 46 Cherry St, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,092 sqft · built 1954 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,500 (Mar 2015) |
| Tax Bill | $4,540 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 53.5-3-33 |
| Primary APN | 012689 53.5-3-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 332 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05300500030330000000 |
|---|---|
| Street Address | 46 CHERRY ST |
| City | ALBANY |
| State | NY |
| Zip | 12205-5237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-CHERRY ST E-48 S-73-90 |
| Legal Block | 3 |
| Legal Lot Number | 33.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14001 |
46 Cherry St is owned and occupied by two individuals who acquired it in May 2021.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 CHERRY ST, ALBANY, NY 12205-5237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 5, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2015 · Amount on File |
| Deed Sale | Mar 11, 2015 · Amount on File |
| Prior Sale | Aug 3, 2010 · Amount on File |
| Deed Document Number | 201511794745 |
| Deed Book / Page | 3129 / 679 |
| Last Transfer Date | May 18, 2021 |
| Transfer Doc | 0000017793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 46 CHERRY ST, ALBANY, NY 12205-5237 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000007795 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | R2021-17795 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 15, 2021 |
| Property Address | 46 CHERRY ST, ALBANY, NY 12205-5237 |
| Document Number | 0000007793 |
| Instrument Date | May 18, 2021 |
| Instrument | R2021-17793 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | QUICKSILVA TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 CHERRY ST, ALBANY, NY 12205-5237 |
| Document Number | 0000007794 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | R2021-17794 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 46 CHERRY ST, ALBANY, NY 12205-5237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028991 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | R2017-28991 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 24, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 46 Cherry St was $4,540 with a homeowner's exemption, up 5.4% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,540.00 (+5.41%) Homeowner's exemption | ||
| 2025 | $4,307.00 Homeowner's exemption | $100,200 Land $20,000 Building $80,200 | $229,300 Land $45,768 Building $183,532 |
| 2023 | $100,200 (-) Land $20,000 Building $80,200 | $196,500 (+9.33%) Land $39,222 Building $157,278 | |
| 2022 | $100,200 Land $20,000 Building $80,200 | $179,731 Land $35,874 Building $143,857 | |
| 2021 | $3,795.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Cherry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 46 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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