45 Cherry St, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 45 Cherry St, Albany, NY 12205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,338 sqft · built 1956
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (May 2022)
Tax Bill$4,654 (2026)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN012689 53.6-1-21

Property Details

APN / Parcel Number

Primary APN012689 53.6-1-21
Alternative APNs
  • 268905300600010210000000
  • 05300600010210000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,338 sqft Living Area
1st Floor Area1,338 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area228 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area404 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05300600010210000000
Street Address45 CHERRY ST
CityALBANY
StateNY
Zip12205-5240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLOT 19-21 N-24 E-38 S-79-67
Legal SubdivisionNORDIN J SHAMBROOK
Legal Block1
Legal Lot Number21.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2030
Census Tract14001

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 CHERRY ST, ALBANY, NY 12205-5240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2022 · Amount on Record
Deed SaleMay 9, 2022 · Amount on Record
Prior SaleDec 21, 2016 · Amount on Record
Deed Document Number202211722
Prior Transfer DateSep 25, 2017
Prior Transfer Doc0000025192
Record UpdatedOct 29, 2026

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALBANY NY
Recording DateOct 23, 2017
Property Address45 CHERRY ST, ALBANY, NY 12205-5240
Document Number0000005192
Map ReferenceMAP17 DR63 MA63
Instrument DateSep 25, 2017
InstrumentR2017-25192
Transaction TypeTransfer
Record UpdatedApr 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address45 CHERRY ST, 45, ALBANY, NY 12205-5240

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CHERRY ST, ALBANY, NY 12205-5240

Mortgage

Document Number0000005193
DateOct 23, 2017
InstrumentR2017-25193
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateOct 1, 2024
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.87%
Index1-Year LIBOR
Margin3
Max Rate8.87%

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,654.00 (-9.51%)
2025$5,143.00 (+14.95%)$102,800 (-) Land $20,600 Building $82,200$235,200 (+16.67%) Land $47,132 Building $188,068
2023$102,800 (-) Land $20,600 Building $82,200$201,600 (+9.33%) Land $40,398 Building $161,202
2022$102,800 Land $20,600 Building $82,200$184,395 Land $36,951 Building $147,444
2021$4,474.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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