42 Cherry St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 42 Cherry St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,379 sqft · built 1870
Lot Size	0.144 acres (6,268 sqft)
Owner	2 Trust Names on Record
Last Sale	$304,500 (Mar 2016)
Tax Bill	$6,293 (2026)
Deeds & Mortgages	Apr 2023 Refinance Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0006 B:0181 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0006 B:0181 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,379 sqft Living Area
Gross Area	2,323 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,268 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	42 CHERRY ST
City	SWAMPSCOTT
State	MA
Zip	01907-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Block	181
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1018
Census Tract	202103

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2949 BRIGHTON AVE, LOS ANGELES, CA 90018-3123
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Feb 22, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 16, 2018	Deed of Trust, Mortgage · Closed-End Mortgage ENVISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2016 · Amount on Record
Deed Sale	Mar 28, 2016 · Amount on Record
Prior Sale	Jul 20, 2005 · Amount on Record
Deed Book / Page	34800 / 652
Last Transfer Date	Feb 15, 2023
Transfer Doc	041446-410
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	42 CHERRY ST, SWAMPSCOTT, MA 01907-1751
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041506-215
Date	Apr 4, 2023
Book Page	41506/215
Instrument	20230404002150

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Feb 22, 2023
Property Address	42 CHERRY ST, SWAMPSCOTT, MA 01907-1751
Document Number	041446-410
Book / Page	41446 / 410
Instrument Date	Feb 15, 2023
Instrument	20230222000540
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2949 BRIGHTON AVE, LOS ANGELES, CA 90018-3123

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	42 CHERRY ST, SWAMPSCOTT, MA 01907-1751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36865-198
Date	Jul 16, 2018
Book Page	36865/198
Instrument	239

Lender

Name	ENVISION BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2043

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,293.00 (+13.82%)	$524,400 (+8.8%) Land $222,500 Building $301,900	$593,228 (+6.29%)
2025	$5,529.00 (+6.45%)	$482,000 (+8.95%) Land $222,500 Building $259,500	$558,125
2023	$5,194.00	$442,400 Land $196,200 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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