46 Cherry Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 46 Cherry Ln, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1915
Square Footage	1,484 sqft Living Area
Lot Size	5,750 sqft (0.132 acres)
Occupancy	Owner Occupied
Last Sale	$695,000 (2026)
Tax Bill	$10,221.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-02305-0000-00007`
Alternative APN	`480230500007`

Interior

Building Area	1,484 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame Construction
Lot Area	5,750 sqft (0.132 acres)
Depth X Width	115 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces

Location & Zoning

Street Address	46 CHERRY LN
City	RAMSEY
State	NJ
Zip	07446-1846
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.132AC
Legal Block	2305
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	2
Census Block	2009
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02305-0000-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 CHERRY LN, RAMSEY, NJ 07446-1846
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	May 15, 2003 · Amount on Record
Deed Doc Number	202628080
Deed Book / Page	5783 / 10
Record Refreshed	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 28, 2026
Property Address	46 CHERRY LN, RAMSEY, NJ 07446-1846
Document Number	0000028080
Book / Page	5783 / 10
Instrument Date	Apr 14, 2026
Instrument	2026.28080
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	KEY TITLE GROUP, KELLY TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70,195.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHERRY LN, RAMSEY, NJ 07446-1846

Mortgage

Document Number	0000028081,
Date	Apr 28, 2026
Book Page	5783/16
Instrument	2026.28081

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC.

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,000 (+4.55%) Land $259,000 Building $260,000	$519,000 (+4.55%) Land $259,000 Building $260,000
2025	$10,221.00 (-11.71%)	$496,400 (+21.01%) Land $238,800 Building $257,600	$496,400 (+21.01%) Land $238,800 Building $257,600
2024	$11,576.00 (+7.59%)
2023		$410,200 Land $210,500 Building $199,700	$410,200 Land $210,500 Building $199,700
2022	$10,759.00

Flood & Wildfire

46 Cherry Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 14th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.