18 Cherry Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 18 Cherry Ln, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1925
Square Footage	1,624 sqft Living Area
Lot Size	9,322 sqft (0.214 acres)
Occupancy	Owner Occupied
Last Sale	$410,000 (2007)
Tax Bill	$11,127.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-02307-0000-00001`
Alternative APN	`480230700001`

Interior

Building Area	1,624 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame Construction
Lot Area	9,322 sqft (0.214 acres)
Depth X Width	95 ft x 98 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18 CHERRY LN
City	RAMSEY
State	NJ
Zip	07446-1819
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.214AC
Legal Block	2307
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	2
Census Block	2011
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02307-0000-00001

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 CHERRY LN, RAMSEY, NJ 07446-1819
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 26, 2007 · Amount on Record
Deed Sale	Dec 26, 2007 · Amount on Record
Deed Doc Number	2007137700
Deed Book / Page	9469 / 493
Record Refreshed	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	18 CHERRY LN, RAMSEY, NJ 07446-1819
Transaction Type	Mortgage
Record Updated	Apr 05, 2022
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045721147
Date	Feb 07, 2022
Book Page	4572/1147
Instrument	2022016853

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,300 (+4.24%) Land $269,000 Building $294,300	$563,300 (+4.24%) Land $269,000 Building $294,300
2025	$11,127.00 (-6.25%)	$540,400 (+28.48%) Land $248,800 Building $291,600	$540,400 (+28.48%) Land $248,800 Building $291,600
2024	$11,869.00 (+7.59%)
2023		$420,600 Land $215,500 Building $205,100	$420,600 Land $215,500 Building $205,100
2022	$11,032.00

Flood & Wildfire

18 Cherry Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 14th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.