Carroll County property record for 46 Charles St, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,196 sqft · built 1900 |
| Lot Size | 0.204 acres (8,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $111,500 (May 2005) |
| Tax Bill | $3,825 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-073054 |
| Primary APN | 07-073054 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,196 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 8,900 sqft (0.204 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 073054 |
|---|---|
| Street Address | 46 CHARLES ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-750 |
| Legal Description | LT 77 - 8900 SQ FT CHARLES ST 40-154 FRIZZELLS ADD TO WEST |
| Legal Subdivision | FRIZZELLS ADD |
| Legal Lot Number | 77 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 507801 |
46 Charles St is owned and occupied by an individual who bought it in May 2005.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 CHARLES ST, WESTMINSTER, MD 21157-5252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2005 · Amount on File |
| Deed Sale | May 20, 2005 · Amount on File |
| Deed Document Number | 200545202 |
| Deed Book / Page | 4433 / 639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 46 CHARLES ST, WESTMINSTER, MD 21157-5252 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0111350076 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 11135/76 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WESTMINSTER, MD 21157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 46 Charles St was $3,825, up 7.3% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,825.00 (+7.32%) | $227,700 (+7.32%) Land $73,400 Building $154,300 | $227,700 (-) Land $73,400 Building $154,300 |
| 2025 | $3,564.00 | $212,167 | $227,700 Land $73,400 Building $154,300 |
| 2023 | $3,060.00 | $181,100 Land $63,400 Building $117,700 | $181,100 Land $63,400 Building $117,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Quantum Internet & Telephone Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures