36 Charles St, Westminster, MD 21157 Property Records

Carroll County property record for 36 Charles St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,575 sqft · built 1900
Lot Size	0.313 acres (13,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,100 (May 2025)
Tax Bill	$4,651 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-073097`

Property Details

APN / Parcel Number

Primary APN	`07-073097`
Alternative APNs	`7073097` `073097`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,575 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Metal
Lot Area	13,629 sqft (0.313 acres)
Lot Dimensions	180 ft deep x 75 ft wide
Porch	Slab
Porch Area	60 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	073097
Street Address	36 CHARLES ST
City	WESTMINSTER
State	MD
Zip	21157-5252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT 81 - 13629 SF 36 CHARLES ST 1-119 FRIZZELLS ADDITION
Legal Subdivision	FRIZZELLS ADD
Legal Lot Number	81
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1015
Census Tract	507801

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 CHARLES ST, WESTMINSTER, MD 21157-5252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Dec 8, 2020	Special Warranty Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC
Mar 3, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Prior Sale	Dec 8, 2020 · Amount on Record
Deed Book / Page	11483 / 153
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	0095850236
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	36 CHARLES ST, WESTMINSTER, MD 21157-5252
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106930424
Date	Mar 3, 2022
Book Page	10693/424

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 2, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 8, 2020
Property Address	36 CHARLES ST, WESTMINSTER, MD 21157-5252
Document Number	0099900003
Book / Page	9990 / 3
Map Reference	LB 57 FO 63
Instrument Date	Nov 18, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SERVICELINK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 S FRANKLIN ST, 314, TITUSVILLE, PA 16354-2168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 CHARLES ST, WESTMINSTER, MD 21157-5252

Mortgage

Document Number	0000999011
Date	Dec 8, 2020
Instrument	9990/11

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 3, 2020
Property Address	36 CHARLES ST, WESTMINSTER, MD 21157-5252
Document Number	0095850236
Book / Page	009585 / 000236
Instrument Date	Mar 4, 2019
Transaction Type	Foreclosure
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$169.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	7500 OLD GEORGETOWN RD BETHESDA MD 208146133, BETHESDA, MD 20814-6133

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,651.00 (+3.98%) Homeowner's exemption	$276,900 (+3.98%) Land $79,400 Building $197,500	$276,900 (-) Land $79,400 Building $197,500
2025	$4,473.00 (+7.99%)	$266,300 (+8.65%)	$276,900 (+12.97%) Land $79,400 Building $197,500
2023	$4,142.00	$245,100 Land $69,400 Building $175,700	$245,100 Land $69,400 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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