Caldwell County property record for 46 Central Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,708 sqft · built 1950 |
| Lot Size | 0.478 acres (20,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,000 (Oct 1998) |
| Tax Bill | $778 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 20 2 30 |
| Primary APN | 08 20 2 30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,708 sqft Heated Area |
| Gross Area | 2,483 sqft |
| 1st Floor Area | 1,708 sqft |
| Basement Area | 407 sqft |
| Unfinished Basement | 407 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,800 sqft (0.478 acres) |
| Lot Dimensions | 208 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 48 sqft |
| Storage Building | 480 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 134140 |
|---|---|
| Street Address | 46 CENTRAL AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1650 PG 1110 YR 07 ST 0.00 |
| Legal Subdivision | EUGENIA PAYNE LAND |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 31402 |
46 Central Ave is owned by an individual who bought it in October 1998.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 CENTRAL AVE, GRANITE FALLS, NC 28630-1820 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 1998 · Amount on File |
| Deed Sale | Oct 2, 1998 · Amount on File |
| Prior Sale | Oct 1, 1998 · Amount on File |
| Deed Book / Page | 1237 / 1809 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 46 Central Ave was $778, down 6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $778.00 (-6.04%) | $163,000 (-) Land $13,400 Building $149,600 | |
| 2025 | $828.00 | $163,000 Land $13,400 Building $149,600 | $163,000 Land $13,400 Building $149,600 |
| 2023 | $93,900 (-) Land $13,400 Building $80,500 | $93,900 (-) Land $13,400 Building $80,500 | |
| 2022 | $597.00 | $93,900 Land $13,400 Building $80,500 | $93,900 Land $13,400 Building $80,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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