Caldwell County property record for 34 Central Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 966 sqft · built 1947 |
| Lot Size | 0.657 acres (28,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jul 2026) |
| Tax Bill | $518 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 20 2 24 |
| Primary APN | 08 20 2 24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 966 sqft Heated Area |
| Gross Area | 981 sqft |
| 1st Floor Area | 966 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,600 sqft (0.657 acres) |
| Lot Dimensions | 286 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 166230 |
|---|---|
| Street Address | 34 CENTRAL AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1849 PG 1620 YR 2014 ST 0.00 |
| Legal Subdivision | EUGENIA PAYNE LAND |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 31402 |
34 Central Ave is owned and occupied by two individuals who bought it in July 2026.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 CENTRAL AVE, GRANITE FALLS, NC 28630-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| May 28, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 29, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | May 28, 2026 · Amount on File |
| Deed Document Number | 202610120601 |
| Deed Book / Page | 2169 / 1070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jul 2, 2026 |
| Property Address | 34 CENTRAL AVE, GRANITE FALLS, NC 28630-1822 |
| Document Number | 0010120600 |
| Book / Page | 2169 / 1067 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202610120600 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 CENTRAL AVE, GRANITE FALLS, NC 28630-1822 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jul 2, 2026 |
| Property Address | 34 CENTRAL AVE, GRANITE FALLS, NC 28630-1822 |
| Document Number | 0010120601 |
| Book / Page | 2169 / 1070 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202610120601 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 CENTRAL AVE, GRANITE FALLS, NC 28630-1822 |
| Document Number | 0010120601, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 2169/1073 |
| Instrument | 202610120601 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | May 28, 2026 |
| Property Address | 34 CENTRAL AVE, GRANITE FALLS, NC 28630-1822 |
| Document Number | 0010119283 |
| Book / Page | 2166 / 95 |
| Instrument Date | May 28, 2026 |
| Instrument | 202610119283 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7396 RHODHISS RD, CONNELLY SPRINGS, NC 28612-7668 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | May 28, 2026 |
| Property Address | 34 CENTRAL AVE, GRANITE FALLS, NC 28630-1822 |
| Document Number | 0010119282 |
| Book / Page | 2166 / 93 |
| Instrument Date | May 28, 2026 |
| Instrument | 202610119282 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $18,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7396 RHODHISS RD, CONNELLY SPRINGS, NC 28612-7668 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 29, 2026 |
| Property Address | 34 CENTRAL AVE, GRANITE FALLS, NC 28630-1822 |
| Document Number | 0021551395 |
| Book / Page | 2155 / 1395 |
| Map Reference | MB 2 PG 124 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 10115210 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 53 WHISPERING RIDGES RD, GREENEVILLE, TN 37743-4471 |
The 2026 property tax bill for 34 Central Ave was $518, down 6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518.00 (-5.99%) | $107,200 (-) Land $13,900 Building $93,300 | |
| 2025 | $551.00 (+37.41%) | $107,200 Land $13,900 Building $93,300 | $107,200 Land $13,900 Building $93,300 |
| 2024 | $401.00 | ||
| 2023 | $60,900 (-) Land $13,900 Building $47,000 | $60,900 (-) Land $13,900 Building $47,000 | |
| 2022 | $393.00 | $60,900 Land $13,900 Building $47,000 | $60,900 Land $13,900 Building $47,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 34 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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