Middlesex County and Ayer Town property record for 46 Central Ave, #2, Ayer, MA 01432 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1988 |
| Square Footage | 855 sqft Living Area |
| Lot Size | 0.307 acres |
| Occupancy | Owner Occupied |
| Last Sale | $291,000 (2024) |
| Tax Bill | $2,753.00 (2025) |
Source: Middlesex County and Ayer Town records · APN AYER M:027 B:0050 L:0002
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 CENTRAL AVE, 2, AYER, MA 01432-1422 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 21, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 22, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage MAIN STREET BANK (MA) |
| Jul 13, 2018 | Condominium Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2024 · Amount on Record |
| Deed Sale | May 06, 2024 · Amount on Record |
| Prior Sale | Jan 22, 2021 · Amount on Record |
| Deed Book / Page | 82739 / 418 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 46 CENTRAL AVE # 2, 2, AYER, MA 01432-1422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083694-149 |
|---|---|
| Date | Jan 21, 2025 |
| Book Page | 83694/149 |
| Instrument | 6499 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jan 22, 2021 |
| Property Address | 46 CENTRAL AVE # 2, 2, AYER, MA 01432-1422 |
| Document Number | 76762-207 |
| Book / Page | 76762 / 207 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 15700 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 CENTRAL AVE # 2, 2, AYER, MA 01432-1422 |
| Document Number | 15701 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 15701 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jul 13, 2018 |
| Property Address | 46 CENTRAL AVE # 2, 2, AYER, MA 01432-1422 |
| Document Number | 71313-575 |
| Book / Page | 071313 / 000575 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 104581 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $642.96 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,753.00 (+34.88%) | $230,200 (+40.11%) Building $230,200 | $271,985 (+0.46%) |
| 2024 | $270,750 | ||
| 2023 | $2,041.00 | $164,300 Building $164,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | AYER M:027 B:0050 L:0002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 855 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,383 sqft |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 46 CENTRAL AVE, 2 |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1422 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | CENTRAL AVE CONDO |
| Legal Block | 50 |
| Legal Lot Number | 2 |
| Jurisdiction | AYER MA |
| Minor Civil Division | AYER |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 325102 |
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