Middlesex County and Ayer Town property record for 46 Central Ave, #1, Ayer, MA 01432
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 664 sqft · built 1940 |
| Lot Size | 0.307 acres (13,383 sqft) |
| Owner | Company Name on File |
| Last Sale | $111,000 (Feb 2017) |
| Tax Bill | $2,476 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:027 B:0050 L:0001 |
| Primary APN | AYER M:027 B:0050 L:0001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 664 sqft Living Area |
| Gross Area | 3,094 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 1,025 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,383 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 46 CENTRAL AVE, 1 |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1422 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 50 |
| Legal Lot Number | 1 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records · APN AYER M:027 B:0050 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 SUMMER ST, 123, CHELMSFORD, MA 01824-3066 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Feb 22, 2017 | Quit Claim Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on Record |
| Deed Sale | Feb 22, 2017 · Amount on Record |
| Prior Sale | Mar 17, 2008 · Amount on Record |
| Deed Document Number | 201727874 |
| Deed Book / Page | 68923 / 349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 46 CENTRAL AVE # 1, 1, AYER, MA 01432-1422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76251-497 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 76251/497 |
| Instrument | 221953 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Feb 22, 2017 |
| Property Address | 46 CENTRAL AVE # 1, 1, AYER, MA 01432-1422 |
| Document Number | 68923-349 |
| Book / Page | 068923 / 000349 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 27874 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $506.16 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 CENTRAL AVE #1 AYER MA 014321422, 1, AYER, MA 01432-1422 |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,476.00 (+35.01%) | $207,000 (+40.15%) Building $207,000 | $252,320 (+6.92%) |
| 2024 | $235,980 | ||
| 2023 | $1,834.00 | $147,700 Building $147,700 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 162 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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