46 Centennial St, Putnam, CT 06260 Property Records

Putnam Town property record for 46 Centennial St, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,243 sqft · built 1912
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2024)
Tax Bill	$4,984 (2025)
Deeds & Mortgages	Mar 2024 Sale Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:012 B:045 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:012 B:045 L:00`
Alternative APNs	`PUTN M:012 L:126 U:000` `2738`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,243 sqft Living Area
Gross Area	2,220 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	2738
Street Address	46 CENTENNIAL ST
City	PUTNAM
State	CT
Zip	06260-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Lot Number	126
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1033
Census Tract	903102

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 KILLDEER RD, WEBSTER, MS
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Warranty Deed, Transfer
Dec 3, 2020	Warranty Deed, Transfer UNKNOWN
Jul 20, 2020	Deed of Trust, Mortgage · Conventional with PMI CENTREVILLE BK
Oct 31, 2018	Warranty Deed, Transfer · Conventional with PMI CENTREVILLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	2024409
Deed Book / Page	862 / 325
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Mar 14, 2024
Property Address	46 CENTENNIAL ST, PUTNAM, CT 06260-2002
Document Number	000862-325
Book / Page	862 / 325
Instrument Date	Mar 8, 2024
Instrument	409
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 KILLDEER RD, WEBSTER, MS

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Dec 3, 2020
Property Address	46 CENTENNIAL ST, PUTNAM, CT 06260-2002
Document Number	836-1085
Book / Page	000836 / 001085
Instrument Date	Nov 5, 2020
Instrument	2178
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CENTENNIAL ST PUTNAM CT 062602002, PUTNAM, CT 06260-2002

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	46 CENTENNIAL ST, PUTNAM, CT 06260-2002
Document Number	833-696
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CENTENNIAL ST PUTNAM CT 062602002, PUTNAM, CT 06260-2002

Mortgage

Document Number	833-696
Date	Jul 27, 2020
Book Page	000833/000696
Instrument	933

Lender

Name	CENTREVILLE BK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 26, 2040

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Oct 31, 2018
Property Address	46 CENTENNIAL ST, PUTNAM, CT 06260-2002
Document Number	823-652
Book / Page	000823 / 000652
Instrument Date	Oct 31, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 MAIN ST WEST WARWICK RI 028934827, WEST WARWICK, RI 02893-4827

Mortgage

Document Number	823-654
Date	Oct 31, 2018
Book Page	000823/000654

Lender

Name	CENTREVILLE BK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,984.00	$196,600 (+91.06%) Land $24,600 Building $172,000	$137,620 Land $17,220 Building $120,400
2024	$4,984.00 (+52.37%)
2023	$3,271.00 (+3.58%)	$102,900 (-) Land $18,800 Building $84,100
2022	$3,158.00	$102,900 Land $18,800 Building $84,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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