Putnam Town property record for 45 Centennial St, Putnam, CT 06260
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,332 sqft · built 1910 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (May 2016) |
| Tax Bill | $3,757 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:012 B:043 L:00 |
| Primary APN | M:012 B:043 L:00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 2,769 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 2741 |
|---|---|
| Street Address | 45 CENTENNIAL ST |
| City | PUTNAM |
| State | CT |
| Zip | 06260-2001 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-7 |
| Legal Lot Number | 146 |
| Jurisdiction | PUTNAM CT |
| Township / Civil Division | PUTNAM |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 903102 |
Source: Putnam Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 BARTLETT MEADOW DR, DAYVILLE, CT 06241-1847 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2025 | Deed of Trust, Mortgage RLB & PAB LLC |
| Jan 14, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2016 · Amount on Record |
| Deed Sale | May 6, 2016 · Amount on Record |
| Deed Book / Page | 779 / 204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM CT |
| Property Address | 45 CENTENNIAL ST, PUTNAM, CT 06260-2001 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000870-386 |
|---|---|
| Date | May 27, 2025 |
| Book Page | 870/386 |
| Instrument | 748 |
| Name | RLB & PAB LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Jun 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM CT |
| Property Address | 45 CENTENNIAL ST, PUTNAM, CT 06260-2001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000824-923 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 824/923 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2043 |
Source: Putnam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Putnam Town |
| Unified School District | Putnam School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,757.00 | $148,200 (+55.51%) Land $27,900 Building $120,300 | $103,740 Land $19,530 Building $84,210 |
| 2024 | $3,757.00 (+23.99%) | ||
| 2023 | $3,030.00 (+16.72%) | $95,300 (+12.65%) Land $22,300 Building $73,000 | |
| 2022 | $2,596.00 | $84,600 Land $22,300 Building $62,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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