Ocean County and Toms River Township property record for 46 Cedar Dr, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,208 sqft · built 1996 |
| Lot Size | 0.316 acres (13,752 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Jan 2022) |
| Tax Bill | $10,313 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00698-0000-00016 |
| Primary APN | 08-00698-0000-00016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 3,351 sqft |
| Basement Area | 1,143 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 13,752 sqft (0.316 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 46 CEDAR DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-6861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | .3157AC |
| Legal Subdivision | JOSEPH & BETSY CUOZZO |
| Legal Block | 698 |
| Legal Lot Number | 16 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 723600 |
Source: Ocean County and Toms River Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 CEDAR DR, TOMS RIVER, NJ 08753-6861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jan 12, 2022 | Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on Record |
| Deed Sale | Jan 12, 2022 · Amount on Record |
| Prior Sale | Jan 7, 2014 · Amount on Record |
| Deed Document Number | 20224643 |
| Deed Book / Page | 18862 / 953 |
| Prior Transfer Date | Oct 12, 2016 |
| Prior Transfer Doc | 2016109948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 46 CEDAR DR, TOMS RIVER, NJ 08753-6861 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Title Company | SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI |
| Name | Verified Name |
|---|---|
| Address | 46 CEDAR DR, TOMS RIVER, NJ 08753-6861 |
| Document Number | 0196130384 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 19613/384 |
| Instrument | 2024013230 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 12, 2022 |
| Property Address | 46 CEDAR DR, TOMS RIVER, NJ 08753-6861 |
| Document Number | 0188620953 |
| Book / Page | 18862 / 953 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022004643 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,563.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 1ST LN, 31, SEASIDE PARK, NJ 08752-2202 |
| Name | Verified Name |
|---|---|
| Address | 46 CEDAR DR, TOMS RIVER, NJ 08753-6861 |
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $527,800 (-) Land $257,000 Building $270,800 | $527,800 (-) Land $257,000 Building $270,800 | |
| 2025 | $10,313.00 (+7.3%) | $527,800 (-) Land $257,000 Building $270,800 | $527,800 (-) Land $257,000 Building $270,800 |
| 2024 | $9,611.00 (+9.12%) | ||
| 2023 | $527,800 Land $257,000 Building $270,800 | $527,800 Land $257,000 Building $270,800 | |
| 2022 | $8,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 119 units insured incl. 47 condo units |
| Nearby Flood Claims | 122 (1980–2014) |
| Claims Outside the SFHA | 4 of 122 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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