43 Cedar Dr, Toms River, NJ 08753 Property Records

Ocean County and Toms River Township property record for 43 Cedar Dr, Toms River, NJ 08753

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,480 sqft · built 1951
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$139,900 (Aug 1999)
Tax Bill$7,918 (2025)
Deeds & MortgagesOct 2016 Line of Credit
Oct 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN08-00697-0000-00003

Property Details

APN / Parcel Number

Primary APN08-00697-0000-00003
Alternative APN
  • 080069700003

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,480 sqft Living Area
Gross Area2,628 sqft
Basement Area1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address43 CEDAR DR
CityTOMS RIVER
StateNJ
Zip08753-6864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal Description50X150
Legal SubdivisionCRANMOOR MANOR SEC 01
Legal Block697
Legal Lot Number3
JurisdictionOCEAN NJ
Township / Civil DivisionTOMS RIVER
Census Block Group1
Census Block1008
Census Tract723600

Owner

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address43 CEDAR DR, TOMS RIVER, NJ 08753-6864
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2016Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK
Oct 15, 2016Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 1999 · Amount on Record
Deed SaleAug 13, 1999 · Amount on Record
Prior SaleJun 24, 1994 · Amount on Record
Deed Document Number199973733
Deed Book / Page5726 / 1
Record UpdatedOct 29, 2026

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address43 CEDAR DR, TOMS RIVER, NJ 08753-6864
Document Number0166230193
Instrument DateOct 15, 2016
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address43 CEDAR DR TOMS RIVER NJ 087536864, TOMS RIVER, NJ 08753-6864

Mortgage

Document Number0166230193
DateJan 5, 2017
Book Page016623/000193
Instrument1805
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 4, 2047
Interest
Rate TypeAdjustable Rate

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address43 CEDAR DR, TOMS RIVER, NJ 08753-6864
Document Number0166230177
Instrument DateOct 15, 2016
Transaction TypeMortgage
Record UpdatedAug 14, 2018
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address43 CEDAR DR TOMS RIVER NJ 087536864, TOMS RIVER, NJ 08753-6864

Mortgage

Document Number0166230177
DateJan 5, 2017
Book Page016623/000177
Instrument1804
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 4, 2032

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionToms River Township
Unified School DistrictToms River Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$405,200 (-) Land $242,000 Building $163,200$405,200 (-) Land $242,000 Building $163,200
2025$7,918.00 (+7.32%)$405,200 (-) Land $242,000 Building $163,200$405,200 (-) Land $242,000 Building $163,200
2024$7,378.00 (+9.11%)
2023$405,200 Land $242,000 Building $163,200$405,200 Land $242,000 Building $163,200
2022$6,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies119 units insured
incl. 47 condo units
Nearby Flood Claims122 (1980–2014)
Claims Outside the SFHA4 of 122
Most Recent ClaimAug 2014 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 79 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY TOMS RIVER
private · serves 123,184 people · EPA ID NJ1507005
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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