46 Cathedral Rd, Brewster, MA 02631 Property Records

Barnstable County and Brewster Town property record for 46 Cathedral Rd, Brewster, MA 02631

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,430 sqft · built 2004
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,434 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:00016 L:00045-001`

Property Details

APN / Parcel Number

Primary APN	`M:00016 L:00045-001`
Alternative APNs	`BREW M:68 B:94` `1742`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,430 sqft Living Area
Gross Area	7,219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1742
Street Address	46 CATHEDRAL RD
City	BREWSTER
State	MA
Zip	02631-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESD.
Legal Block	94
Jurisdiction	BREWSTER MA
Township / Civil Division	BREWSTER
Census Block Group	2
Census Block	2031
Census Tract	10800

Owner

Source: Barnstable County and Brewster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	46 CATHEDRAL RD, BREWSTER, MA 02631-1337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 30, 2020	Deed of Trust, Mortgage · ARM TD BANK NA
Apr 3, 2018	Deed of Trust, Mortgage CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 11, 2023
Transfer Doc	036141-328
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Dec 19, 2023
Property Address	46 CATHEDRAL RD, BREWSTER, MA 02631-1337
Document Number	036141-328
Book / Page	36141 / 328
Instrument Date	Dec 11, 2023
Instrument	50936
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CATHEDRAL RD, BREWSTER, MA 02631-1337

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	46 CATHEDRAL RD, BREWSTER, MA 02631-1337
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34379-283
Date	Aug 13, 2021
Book Page	34379/283
Instrument	53506

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	46 CATHEDRAL RD, BREWSTER, MA 02631-1337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33310-1
Date	Sep 30, 2020
Book Page	33310/1
Instrument	52204

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Oct 1, 2030
Index	LIBOR

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	46 CATHEDRAL RD, BREWSTER, MA 02631-1337
Document Number	31189-79
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Mortgage

Document Number	31189-79
Date	Apr 9, 2018
Book Page	031189/000079
Instrument	16090

Lender

Name	CAPE COD FIVE CENT BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Brewster Town
Elementary School District	Brewster School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,434.00 (+6.22%)	$1,516,500 (+5.14%) Land $543,200 Building $973,300	$2,502,965
2024	$9,823.00 (+3.22%)	$1,442,400 (+5.94%) Land $512,500 Building $929,900
2023	$9,517.00	$1,361,500 Land $529,700 Building $831,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	10 (1983–2017)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2017 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWSTER WATER DEPARTMENT serves 35,000 people · EPA ID MA4041000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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