41 Castro Rd, Monterey, CA 93940 Property Records

Monterey County property record for 41 Castro Rd, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,976 sqft · built 1956
Lot Size	0.398 acres (17,364 sqft)
Owner	2 Company Names on Record
Last Sale	$1,750,000 (Oct 2026)
Tax Bill	$5,359 (2025)
Deeds & Mortgages	Oct 2026 Sale & Construction Loan Jul 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-871-013-000`

Property Details

APN / Parcel Number

Primary APN	`001-871-013-000`
Alternative APN	`001-871-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	17,364 sqft (0.398 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-871-013
Street Address	41 CASTRO RD
City	MONTEREY
State	CA
Zip	93940-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MAP DEL MONTE FAIRWAYS POR INSIDE CITY LIMITS OF LOT 41
Legal Subdivision	ASSRS MAP DEL MONTE FAIRWAYS
Legal Block	2
Legal Lot Number	41
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2013
Census Tract	13200

Owner

Source: Monterey County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1336 N CENTRAL AVE, SAN JOSE, CA 95128-3104
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Grant Deed, Transfer · Construction Mortgage KBC INC DEFINED BENEFIT
Jul 21, 2026	Affidavit of Death of Trustee, Transfer
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jun 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 16, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Deed Document Number	202633940
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0000026074
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 5, 2026
Property Address	41 CASTRO RD, MONTEREY, CA 93940-4931
Document Number	0000033940
Instrument Date	Sep 30, 2026
Instrument	202633940
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1336 N CENTRAL AVE, SAN JOSE, CA 95128-3104

Mortgage

Document Number	0000033941,
Date	Oct 5, 2026
Instrument	202633941

Lender

Name	KBC INC DEFINED BENEFIT

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jan 1, 2027

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

July 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	MONTEREY CA
Recording Date	Jul 21, 2026
Property Address	41 CASTRO RD, MONTEREY, CA 93940-4931
Document Number	0000024538
Instrument Date	Jul 15, 2026
Instrument	202624538
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	41 CASTRO RD, MONTEREY, CA 93940-4931

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	41 CASTRO RD, MONTEREY, CA 93940-4931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017767
Date	Apr 25, 2018
Instrument	2018017767

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 13, 2018
Property Address	41 CASTRO RD, MONTEREY, CA 93940-4931
Document Number	0000026074
Instrument Date	Jun 7, 2018
Instrument	26074
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	41 CASTRO RD MONTEREY CA 939404931, MONTEREY, CA 93940-4931

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 16, 2018
Property Address	41 CASTRO RD, MONTEREY, CA 93940-4931
Document Number	0000016025
Instrument Date	Apr 13, 2018
Instrument	16025
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	41 CASTRO RD MONTEREY CA 939404931, MONTEREY, CA 93940-4931

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$466,303 (+2%) Land $174,302 Building $292,001
2025	$5,359.00 (+13.42%) Homeowner's exemption	$457,161 (+4.04%) Land $170,885 Building $286,276
2023	$4,725.00 (+1.44%) Homeowner's exemption	$439,410 Land $164,250 Building $275,160
2022	$4,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, GeoLinks, T-Mobile.

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