46 Boardman Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 46 Boardman Ave, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,881 sqft · built 1929
Lot Size	0.284 acres (12,358 sqft)
Owner	2 Company Names on Record
Last Sale	$564,200 (Dec 2013)
Tax Bill	$11,061 (2026)
Deeds & Mortgages	Jan 2022 Refinance May 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:D13 P:0000155`

Property Details

APN / Parcel Number

Primary APN	`MELR M:D13 P:0000155`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,881 sqft Living Area
Gross Area	3,425 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,358 sqft (0.284 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 BOARDMAN AVE
City	MELROSE
State	MA
Zip	02176-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3002
Census Tract	336201

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	46 BOARDMAN AVE, MELROSE, MA 02176-1312
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
May 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 6, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 20, 2025	Quit Claim Deed, Transfer · Line of Credit BANK OF AMERICA NA
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Deed Book / Page	63091 / 475
Last Transfer Date	May 23, 2025
Transfer Doc	084251-371
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	46 BOARDMAN AVE, MELROSE, MA 02176-1312
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079527-141
Date	Jan 13, 2022
Book Page	79527/141
Instrument	6881

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	46 BOARDMAN AVE, MELROSE, MA 02176-1312
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081505-387
Date	May 8, 2023
Book Page	81505/387
Instrument	46638

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	46 BOARDMAN AVE, MELROSE, MA 02176-1312
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084191-284
Date	Jun 6, 2025
Book Page	84191/284
Instrument	63451

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jun 20, 2025
Property Address	46 BOARDMAN AVE, MELROSE, MA 02176-1312
Document Number	084251-371
Book / Page	84251 / 371
Instrument Date	May 23, 2025
Instrument	70160
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BOARDMAN AVE, MELROSE, MA 02176-1312

Mortgage

Document Number	0000063451
Date	Jun 20, 2025
Instrument	63451

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	46 BOARDMAN AVE, MELROSE, MA 02176-1312
Document Number	75352-506
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BOARDMAN AVE MELROSE MA 021761312, MELROSE, MA 02176-1312

Mortgage

Document Number	75352-506
Date	Aug 12, 2020
Book Page	075352/000506
Instrument	136544

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 11, 2045

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	46 BOARDMAN AVE, MELROSE, MA 02176-1312
Document Number	71845-314
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BOARDMAN AVE MELROSE MA 021761312, MELROSE, MA 02176-1312

Mortgage

Document Number	71845-314
Date	Nov 5, 2018
Book Page	071845/000314
Instrument	316

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,061.00 (+20.83%)	$964,300 (+4.29%) Land $540,300 Building $424,000	$1,070,580 (+13.68%)
2025	$9,154.00 (+2.42%)	$924,600 (+2.72%) Land $511,100 Building $413,500	$941,735
2024	$8,938.00 (+0.97%)	$900,100 (+5.96%) Land $496,500 Building $403,600
2023	$8,852.00	$849,500 Land $481,900 Building $367,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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