45 Boardman Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 45 Boardman Ave, Melrose, MA 02176

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,197 sqft · built 1929
Lot Size0.233 acres (10,171 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Aug 1991)
Tax Bill$10,277 (2026)
Deeds & MortgagesApr 2021 Refinance
Flood ZoneZone X (minimal risk)
APNM:D13 P:0145=46

Property Details

APN / Parcel Number

Primary APNM:D13 P:0145=46
Alternative APN
  • MELR M:D13 P:0145-46

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,197 sqft Living Area
Gross Area3,396 sqft
Basement Area692 sqft
Unfinished Basement346 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,171 sqft (0.233 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address45 BOARDMAN AVE
CityMELROSE
StateMA
Zip02176-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURA
JurisdictionMELROSE MA
Township / Civil DivisionMELROSE
Census Block Group3
Census Block3006
Census Tract336201

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 BOARDMAN AVE, MELROSE, MA 02176-1311
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 1991 · Amount on Record
Deed SaleAug 29, 1991 · Amount on Record
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address45 BOARDMAN AVE, MELROSE, MA 02176-1311
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077653-414
DateApr 30, 2021
Book Page77653/414
Instrument98146
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMelrose City
Unified School DistrictMelrose School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,277.00 (+11,990.59%)$896,000 (+4.21%) Land $475,400 Building $420,600$1,017,762 (+18.21%)
2025$85.00 (-98.99%)$859,800 (+1.52%) Land $449,700 Building $410,100$860,985
2024$8,410.00 (+1.2%)$846,900 (+6.19%) Land $436,800 Building $410,100
2023$8,310.00$797,500 Land $424,000 Building $373,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATER DIVISION (MWRA)
serves 29,938 people · EPA ID MA3178000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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