46 Beach Rd, Laurel, NY 11948 Property Records

Suffolk County and Riverhead Town property record for 46 Beach Rd, Laurel, NY 11948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,550 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2013)
Tax Bill	$7,368 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`473000 71.-2-20`

Property Details

APN / Parcel Number

Primary APN	`473000 71.-2-20`
Alternative APNs	`0600-071.00-02.00-020.000` `300007100000020200000000` `4730007185` `32`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
View / Lot	Canal
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	225 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	32
Street Address	46 BEACH RD
City	LAUREL
State	NY
Zip	11948-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Description	*784 LOT 13 HARRY DEPETRIS
Legal Block	2
Legal Lot Number	20
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	1
Census Block	1000
Census Tract	169905

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 BEACH RD, LAUREL, NY 11948-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 1, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Oct 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2013 · Amount on Record
Deed Sale	Oct 15, 2013 · Amount on Record
Prior Sale	Dec 6, 2012 · Amount on Record
Deed Book / Page	12748 / 327
Last Transfer Date	May 19, 2017
Transfer Doc	0129330823
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	46 BEACH RD, LAUREL, NY 11948-2002
Document Number	0231590123
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1460 WASHINGTON ST #518 HOBOKEN NJ 07030, 518, HOBOKEN, NJ 07030

Mortgage

Document Number	0231590123
Date	Aug 1, 2020
Book Page	023159/000123

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 1, 2020
Property Address	46 BEACH RD, LAUREL, NY 11948-2002
Document Number	0130650894
Book / Page	013065 / 000894
Instrument Date	Apr 16, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,940.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1450 WASHINGTON ST #518 HOBOKEN NJ 070309409, 518, HOBOKEN, NJ 07030-9409

Mortgage

Document Number	231590123
Date	Aug 1, 2020
Book Page	023159/000123

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 16, 2017
Property Address	46 BEACH RD, LAUREL, NY 11948-2002
Document Number	0129330823
Book / Page	012933 / 000823
Instrument Date	May 19, 2017
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SCARBOROUGH DR SMITHTOWN NY 117875911, SMITHTOWN, NY 11787-5911

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Mattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,500 (-) Land $5,400 Building $46,100	$631,127 (+13.85%) Land $66,176 Building $564,951
2024	$7,368.00
2023		$51,500 Land $5,400 Building $46,100	$554,360 Land $58,127 Building $496,233

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 162 policies
Nearby Flood Policies	162 in force
Nearby Flood Claims	18 (1992–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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