Suffolk County and Southampton Town property record for 39 Beach Rd, Laurel, NY 11948
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,560 sqft · built 1993 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,670,000 (Oct 2024) |
| Tax Bill | $7,805 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0905-012.00-02.00-038.000 |
| Primary APN | 0905-012.00-02.00-038.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,560 sqft Living Area |
| 1st Floor Area | 3,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Lot Area | 19,602 sqft (0.45 acres) |
| View / Lot | Below Average |
| Garage Type | Detached |
| Garage Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 135 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 39 BEACH RD |
|---|---|
| City | NORTHPORT |
| State | NY |
| Zip | 11768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LD EQ 87 +2700 |
| Legal Subdivision | MAP OF SHINNECOCK BAY PARK |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 190502 |
Source: Suffolk County and Southampton Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 GARFIELD ST, GARDEN CITY, NY 11530-4009 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Oct 4, 2024 | Deed, Transfer · Stand-Alone First Mortgage BETHPAGE FCU |
| Sep 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MB FIN'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on Record |
| Deed Sale | Oct 4, 2024 · Amount on Record |
| Deed Book / Page | 13267 / 210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 BEACH RD, WESTHAMPTON BEACH, NY 11978-2317 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0234860984 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 23486/984 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 4, 2024 |
| Property Address | 39 BEACH RD, WESTHAMPTON BEACH, NY 11978-2317 |
| Document Number | 0132670210 |
| Book / Page | 13267 / 210 |
| Instrument Date | Sep 14, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 GARFIELD ST, GARDEN CITY, NY 11530-4009 |
| Document Number | 0023614143 |
|---|---|
| Date | Oct 4, 2024 |
| Instrument | 23614/143 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 39 BEACH RD, WESTHAMPTON BEACH, NY 11978-2317 |
| Document Number | 0228670563 |
| Book / Page | 022867 / 000563 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 39 BEACH RD WESTHAMPTON BEACH NY 119782317, WESTHAMPTON BEACH, NY 11978-2317 |
| Document Number | 0228670563 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 022867/000563 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Westhampton Beach Village |
| Unified School District | Westhampton Beach Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,309,800 (-0.3%) Land $748,100 Building $561,700 | $2,079,047 (-) Land $1,187,460 Building $891,587 | |
| 2024 | $7,805.00 (-21.1%) | $2,079,047 (+9.99%) Land $1,187,460 Building $891,587 | |
| 2023 | $1,313,700 Land $748,100 Building $565,600 | $1,890,216 Land $1,076,403 Building $813,813 | |
| 2020 | $9,892.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 367 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 417 units insured incl. 50 condo units |
| Nearby Flood Claims | 932 (1978–2026) |
| Claims Outside the SFHA | 77 of 932 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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