Monroe County property record for 46 Beach Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,254 sqft · built 2020 |
| Lot Size | 0.095 acres (4,150 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $160,000 (Nov 2014) |
| Tax Bill | $4,376 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00162430-000000 |
| Primary APN | 00162430-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,254 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,150 sqft (0.095 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 656 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 78 sqft |
| Deck Area | 120 sqft |
| Patio Area | 206 sqft |
| Boat Access | Boat Access |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1207951 |
|---|---|
| Street Address | 46 BEACH DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | S1/2 LT 23 AND ALL LT 24 BK B BAY POINT TRAILER PARK FIRST ADDITION SADDLEBUNCH KEYS PB4-9 OR125-51 OR137-96/97 OR173-51 OR2683-1545AFF OR2685-788/90ORD OR2711-1855 OR3279-153 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT TRAILER PARK 1ST ADD |
| Legal Block | B |
| Legal Lot Number | 23,24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 971600 |
46 Beach Dr is owned by a company that acquired it in May 2024 and is owner-occupied.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 46 BEACH DR, KEY WEST, FL 33040-6102 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2014 · Amount on File |
| Deed Sale | Nov 13, 2014 · Amount on File |
| Prior Sale | May 14, 2014 |
| Deed Document Number | 20142005097 |
| Deed Book / Page | 2711 / 1855 |
| Last Transfer Date | May 13, 2024 |
| Transfer Doc | 0032790153 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $510,090 | $995,800 Land $436,860 Building $558,940 | |
| 2024 | $4,376.00 (-39.46%) | ||
| 2023 | $7,228.00 (+8.01%) | $906,727 (+7.17%) Land $378,667 Building $528,060 | $906,727 (+7.17%) Land $378,667 Building $528,060 |
| 2022 | $6,692.00 | $846,075 Land $318,015 Building $528,060 | $846,075 Land $318,015 Building $528,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Beach Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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