40 Beach Dr, Key West, FL 33040 Property Records

Monroe County property record for 40 Beach Dr, Key West, FL 33040

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1994
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (Apr 2021)
Tax Bill	$5,431 (2024)
Deeds & Mortgages	Aug 2023 Transfer Feb 2022 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`00162390-000000`

Property Details

APN / Parcel Number

Primary APN	`00162390-000000`
Alternative APNs	`08672700162390000000` `1207926`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,500 sqft (0.08 acres)
View / Lot	Waterfront
Porch	Unfinished Open Porch
Porch Area	36 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1207926
Street Address	40 BEACH DR
City	KEY WEST
State	FL
Zip	33040-6102
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK B PT LOTS 21 AND PT LT 22 BAY POINT TRAILER PARK FIRST ADDITION PB4-9 SADDLEBUNCH KEYS OR120-508 OR386-958 OR1049-495 OR1049-498 OR1436-2436 OR1469-1932 OR1486-1379 OR1959-1005 OR2462-815 OR2470-1318 OR2842-227 OR2842-249 OR3091-1345 OR3102-2200 O
Legal Range	27E
Legal Township	67S
Legal Section	08
Legal Subdivision	BAY POINT TRAILER PARK 1ST ADD
Legal Tract	B
Legal Block	B
Legal Lot Number	21,22
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1033
Census Tract	971600

Owner

Source: Monroe County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40 BEACH DR, KEY WEST, FL 33040-6102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 3, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 4, 2021	Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 22, 2021	Warranty Deed, Transfer NOT AVAILABLE, GAINESVILLE TITLE
Mar 6, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 6, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	20212315516
Deed Book / Page	3091 / 1345
Transfer Doc	1431000264
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Aug 16, 2023
Property Address	40 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0032382070
Book / Page	3238 / 2070
Map Reference	MB 4 PG 9
Instrument Date	Aug 7, 2023
Instrument	2428842
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 BEACH DR, KEY WEST, FL 33040-6102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BEACH DR, KEY WEST, FL 33040-6102

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Feb 3, 2022
Property Address	40 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0031522452
Book / Page	3152 / 2452
Map Reference	MB 4 PG 9
Instrument Date	Jan 2, 2022
Instrument	2359901
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 HILTON HAVEN RD # RD4, 32, STOCK ISLAND, FL 33040-3869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BEACH DR, KEY WEST, FL 33040-6102

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE FL
Recording Date	Jun 4, 2021
Property Address	40 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0031022200
Book / Page	3102 / 2200
Map Reference	MB 4 PG 9
Instrument Date	Jun 2, 2021
Instrument	2323288
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 HILTON HAVEN RD # RD4, 32, KEY WEST, FL 33040-3869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BEACH DR, KEY WEST, FL 33040-6102

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 22, 2021
Property Address	40 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0030911345
Book / Page	3091 / 1345
Map Reference	MB 4 PG 9
Instrument Date	Apr 19, 2021
Instrument	2315516
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE, GAINESVILLE TITLE

Transaction

Amount	Amount Recorded
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 BEACH DR, 40, KEY WEST, FL 33040-6102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HILTON HAVEN RD APT 4, 4, KEY WEST, FL 33040-3869

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 6, 2017
Property Address	40 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0028420249
Book / Page	002842 / 000249
Instrument Date	Feb 24, 2017
Instrument	2112993
Transaction Type	Transfer
Record Updated	May 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 BEACH DR KEY WEST FL 330406102, KEY WEST, FL 33040-6102

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 6, 2017
Property Address	40 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0028420227
Book / Page	002842 / 000227
Instrument Date	Feb 21, 2017
Instrument	2112991
Transaction Type	Transfer
Record Updated	May 24, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,429.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 BEACH DR KEY WEST FL 330406102, KEY WEST, FL 33040-6102

Mortgage

Document Number	28420229
Date	Mar 6, 2017
Book Page	002842/000229
Instrument	2112992

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$619,420 (+12.4%) Land $405,746 Building $213,674	$619,420 (+12.4%) Land $405,746 Building $213,674
2024	$5,431.00 (+6.07%)
2023	$5,120.00 (+16.26%)	$551,101 (+18.13%) Land $348,653 Building $202,448	$551,101 (+18.13%) Land $348,653 Building $202,448
2022	$4,404.00	$466,518 Land $260,348 Building $206,170	$466,518 Land $260,348 Building $206,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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