Worcester County and Gardner City property record for 46 Barthel Ave, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,317 sqft · built 1920 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,000 (Sep 2026) |
| Tax Bill | $3,941 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:L-22 B:0068 L:0022 |
| Primary APN | M:L-22 B:0068 L:0022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| Gross Area | 2,820 sqft |
| Basement Area | 646 sqft |
| Unfinished Basement | 646 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 46 BARTHEL AVE |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | HERVE RJ & PATRICIA A MAILLET |
| Legal Block | 12 |
| Legal Lot Number | 22 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 BARTHEL AVE, GARDNER, MA 01440-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 17, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jul 7, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SECURITY FIRST MORTGAGE FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on Record |
| Deed Sale | Sep 17, 2026 · Amount on Record |
| Prior Sale | Jul 7, 2021 · Amount on Record |
| Deed Document Number | 202681480 |
| Deed Book / Page | 74179 / 155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 17, 2026 |
| Property Address | 46 BARTHEL AVE, GARDNER, MA 01440-2502 |
| Document Number | 0000081480 |
| Book / Page | 74179 / 155 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202681480 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 BARTHEL AVE, GARDNER, MA 01440-2502 |
| Date | Sep 17, 2026 |
|---|
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 17, 2026 |
| Property Address | 46 BARTHEL AVE, GARDNER, MA 01440-2502 |
| Document Number | 0000081481 |
| Book / Page | 74179 / 160 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202681481 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 46 BARTHEL AVE, GARDNER, MA 01440-2502 |
| Document Number | 0000081481, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 74179/160 |
| Instrument | 202681481 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 7, 2021 |
| Property Address | 46 BARTHEL AVE, GARDNER, MA 01440-2502 |
| Document Number | 065564-111 |
| Book / Page | 65564 / 111 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 94533 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 46 BARTHEL AVE, GARDNER, MA 01440-2502 |
| Document Number | 0000094534 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 94534 |
| Name | SECURITY FIRST MORTGAGE FUNDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,941.00 (+9,752.5%) | $286,200 (+2.4%) Land $73,200 Building $213,000 | $345,817 (+6.78%) |
| 2025 | $40.00 (-99.02%) | $279,500 (+2.64%) Land $66,500 Building $213,000 | $323,855 |
| 2024 | $4,082.00 (+8.05%) | $272,300 (+16.27%) Land $60,500 Building $211,800 | |
| 2023 | $3,778.00 | $234,200 Land $59,600 Building $174,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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