Worcester County and Gardner City property record for 31 Barthel Ave, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 876 sqft · built 1900 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Aug 2022) |
| Tax Bill | $3,631 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:7 L:2 |
| Primary APN | GARD M:M22 B:7 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 876 sqft Living Area |
| Gross Area | 2,704 sqft |
| Basement Area | 795 sqft |
| Unfinished Basement | 795 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,400 sqft (0.124 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Oil |
| Street Address | 31 BARTHEL AVE |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 BARTHEL AVE, GARDNER, MA 01440-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Nov 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on Record |
| Deed Sale | Aug 19, 2022 · Amount on Record |
| Prior Sale | Mar 12, 2004 · Amount on Record |
| Deed Document Number | 202291901 |
| Deed Book / Page | 68097 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Aug 19, 2022 |
| Property Address | 31 BARTHEL AVE, GARDNER, MA 01440-2501 |
| Document Number | 068097-120 |
| Book / Page | 68097 / 120 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 91901 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 31 BRATTLE ST, WORCESTER, MA 01606-2510 |
| Document Number | 0000091902 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 91902 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 31 BARTHEL AVE, GARDNER, MA 01440-2501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66569-1 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 66569/1 |
| Instrument | 162529 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,631.00 (-1.65%) | $263,700 (+2.57%) Land $72,400 Building $191,300 | $281,963 (-9.01%) |
| 2025 | $3,692.00 (+1.01%) | $257,100 (+5.46%) Land $65,800 Building $191,300 | $309,890 |
| 2024 | $3,655.00 (+15.77%) | $243,800 (+24.58%) Land $59,900 Building $183,900 | |
| 2023 | $3,157.00 | $195,700 Land $59,000 Building $136,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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