Middlesex County and Reading Town property record for 46 Bainbridge Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,563 sqft · built 1977 |
| Lot Size | 0.462 acres (20,133 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (May 2001) |
| Tax Bill | $12,983 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:041.0-0000-0015.0 |
| Primary APN | READ M:041.0-0000-0015.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 4,563 sqft Living Area |
| Gross Area | 5,076 sqft |
| Basement Area | 2,254 sqft |
| Unfinished Basement | 225 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,133 sqft (0.462 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1650000000130 |
|---|---|
| Street Address | 46 BAINBRIDGE RD |
| City | READING |
| State | MA |
| Zip | 01867-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 BAINBRIDGE RD, READING, MA 01867-1816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Dec 12, 2017 | Deed of Trust, Mortgage · Line of Credit READING COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2001 · Amount on Record |
| Deed Sale | May 21, 2001 · Amount on Record |
| Prior Sale | Jul 1, 1997 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 46 BAINBRIDGE RD, READING, MA 01867-1816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081188-178 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 81188/178 |
| Instrument | 8060 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 46 BAINBRIDGE RD, READING, MA 01867-1816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70366-313 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 70366/313 |
| Instrument | 200732 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 1, 2042 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,983.00 (+1.17%) | $1,139,900 (+4.1%) Land $520,200 Building $619,700 | $1,232,245 (+3.33%) |
| 2024 | $12,833.00 (+3.23%) | $1,095,000 (+10.9%) Land $499,700 Building $595,300 | $1,192,535 |
| 2023 | $12,431.00 | $987,400 Land $450,500 Building $536,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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