43 Bainbridge Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 43 Bainbridge Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,978 sqft · built 1977
Lot Size	0.459 acres (20,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Dec 1996)
Tax Bill	$9,211 (2025)
Deeds & Mortgages	May 2020 Refinance Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:041.0-0000-0014.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:041.0-0000-0014.0`
Alternative APNs	`M:041.0=0000=0014.0` `1650000000120` `1650000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,978 sqft Living Area
Gross Area	2,940 sqft
Basement Area	1,150 sqft
Unfinished Basement	402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,003 sqft (0.459 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1650000000120
Street Address	43 BAINBRIDGE RD
City	READING
State	MA
Zip	01867-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1000
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 BAINBRIDGE RD, READING, MA 01867-1817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 1996 · Amount on Record
Deed Sale	Dec 2, 1996 · Amount on Record
Last Transfer Date	May 4, 2020
Transfer Doc	74639-386
Record Updated	Sep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	May 11, 2020
Property Address	43 BAINBRIDGE RD, READING, MA 01867-1817
Document Number	74639-386
Book / Page	74639 / 386
Instrument Date	May 4, 2020
Instrument	70012
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BAINBRIDGE RD, READING, MA 01867-1817

Mortgage

Document Number	74639-389
Date	May 11, 2020
Book Page	74639/389
Instrument	70013

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	43 BAINBRIDGE RD, READING, MA 01867-1817
Document Number	69185-421
Book / Page	069185 / 000421
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69185-421
Date	Apr 25, 2017
Book Page	069185/000421
Instrument	59856

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 24, 2027

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,211.00 (+1.11%)	$808,700 (+4.04%) Land $493,700 Building $315,000	$967,670 (+1.47%)
2024	$9,110.00 (+3.14%)	$777,300 (+10.79%) Land $474,300 Building $303,000	$953,610
2023	$8,833.00	$701,600 Land $427,600 Building $274,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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